Delaware County Homeownership First Program

Delaware County Homeownership First Program是面向Delaware县，Pennsylvania购房者的可免除贷款。 Same as Delaware County HCD Homeownership First Program (administered by Media Fellowship House). Up to $10,000 0% forgivable soft second forgiven at 5 years. Delaware County PA, FTHB, 80% AMI, max purchase price $290,000. Media Fellowship House administers the Delaware County Homeownership First Program on behalf of Delaware County HCD. NOTE: This is the SAME underlying program as the Delaware County HCD Homeownership First Program. both DPA One records refer to the same county HOME-funded program. Provides up to $10,000 deferred forgivable second mortgage assistance for qualifying first-time homebuyers purchasing in Delaware County PA. Maximum purchase price $290,000. The DPA is a 0% interest deferred forgivable second mortgage forgiven at 5 years per HUD HOME rules. Income range $64,250-$121,150 (Delaware County 80% AMI). Pairs with FHA, VA, USDA, or Conventional first mortgage. 资金来自Federal和HOME。

Delaware County Homeownership First Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：5-year HUD HOME affordability period. If property is sold/refi/transferred or borrower vacates within 5 years, unforgiven balance due in full. Forgiven at 5 years of continuous owner-occupancy. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Delaware County Homeownership First Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer required (no ownership in past 3 years), with HUD HOME exceptions for displaced homemakers and single parents. 关于信用，该项目说明：Per first-mortgage product (typically 620-640 minimum). 须参加购房者教育课程，由Media Fellowship House (HUD-approved housing counseling agency) provides pre-purchase homebuyer counseling. Other HUD-approved counseling agencies may be accepted.提供。 居住要求：Property must be located in Delaware County PA and used as borrower's primary residence. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product and HUD HOME rules. Same as Delaware County HCD Homeownership First Program (same underlying program). Property must be located in Delaware County PA. First-time homebuyer required. Maximum purchase price $290,000. Income at or below 80% AMI for Delaware County (range $64,250-$121,150 1p-8p). Borrower must complete pre-purchase homebuyer counseling through Media Fellowship House or HUD-approved agency. Property must be borrower's primary residence. Soft second forgiven at 5 years of continuous owner-occupancy per HUD HOME rules.

Delaware County Homeownership First Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Income range $64,250-$121,150 reflects Delaware County / Philadelphia-Camden-Wilmington MSA 80% AMI for household sizes 1-8. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Delaware County Homeownership First Program将房价上限设为$290,000。 符合条件的房屋类型包括1- to 2-unit owner-occupied primary residence (single-family detached, duplex, condominium, townhouse). 新建房屋符合条件。 预制房屋不符合条件。

Delaware County Homeownership First Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Delaware County Homeownership First Program服务于在Delaware县，Pennsylvania购房的购房者。

Delaware County Homeownership First Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through Media Fellowship House (program administrator). Funds reserved on first-come, first-served basis subject to Delaware County HOME allocation.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。