Down Payment and Closing Costs Assistance Program

Down Payment and Closing Costs Assistance Program是面向Susquehanna|Wyoming|Bradford县，Pennsylvania购房者的补助金。 Trehab Community Action Agency is the Northern Pennsylvania community action agency serving Susquehanna, Wyoming, and Bradford counties. Trehab's Down Payment and Closing Costs Assistance Program provides grants to first-time, low- and moderate-income homebuyers purchasing primary residences in their service area. Funding flows through the Pennsylvania Housing Finance Agency Housing Trust Fund and HUD Community Services Block Grant pass-through dollars. The grant is bundled with Trehab's HUD-certified pre-purchase homebuyer education program and one-on-one financial counseling. Closing-cost and down-payment assistance grant of up to $5,000 for first-time, low- and moderate-income homebuyers purchasing a primary residence in Trehab Community Action Agency's three-county service area: Susquehanna, Wyoming, and Bradford counties. Funds are sourced from PHFA Housing Trust Fund / HUD CSBG / Pennsylvania Department of Community and Economic Development pass-through dollars. The grant is non-repayable subject to recapture if the buyer fails to meet primary-residence requirements. 资金来自PHFA Housing Trust Fund、HUD CSBG、State和Federal。

Down Payment and Closing Costs Assistance Program属于补助金，因此无需偿还。 触发还款的情形：Non-repayable grant subject to recapture if buyer fails to occupy the property as primary residence per program affordability terms. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Down Payment and Closing Costs Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer (no ownership of principal residence in prior 3 years). 关于信用，该项目说明：Underwriting follows first-mortgage product; Trehab counsels borrowers with credit scores in the 600s。 须参加购房者教育课程，由Trehab CAA HUD-approved housing counseling program; pre-purchase 8-hour education and one-on-one counseling required.提供。 居住要求：Property must be located within Susquehanna, Wyoming, or Bradford County, PA, and occupied as primary residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen。 Buyer must be a first-time homebuyer (no ownership of principal residence in prior 3 years) and purchase a primary residence in Susquehanna, Wyoming, or Bradford County. Buyer must complete Trehab pre-purchase counseling and 8-hour homebuyer education. Income limits track PHFA Housing Trust Fund / HUD CSBG limits applicable in the funding cycle. Property must pass HUD HQS / lead-based paint inspection.

Down Payment and Closing Costs Assistance Program的收入限制如下：Income limits track PHFA Housing Trust Fund / HUD CSBG / DCED limits in the active funding cycle. Specific 2026 dollar limits not published; verify with Trehab CAA at intake. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Down Payment and Closing Costs Assistance Program的房价上限如下：Tracks PHFA / HUD HOME 95% area median purchase price for Susquehanna, Wyoming, and Bradford counties。 符合条件的房屋类型包括Single-family detached、Townhouse、Condominium和Manufactured (real-property only)。 新建房屋符合条件。 预制房屋符合条件。

Down Payment and Closing Costs Assistance Program服务于在Susquehanna|Wyoming|Bradford县，Pennsylvania购房的购房者。 该项目针对特定区域：Susquehanna, Wyoming, and Bradford counties, PA。

Down Payment and Closing Costs Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served subject to annual PHFA Housing Trust Fund / CSBG allocation; applicants apply directly to Trehab.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。