本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:Credit score around 600 or higher; fairly clean credit report; no bankruptcies in past 7 years; no outstanding liens/judgments; no felonies on background check
- 完成购房者教育课程,由Habitat for Humanity of Chester County homeownership workshops提供
- 居住要求:Must live or work in Chester County for a minimum of 1 year
- 公民身份或移民身份:US citizenship or permanent resident status required
- Minimum 200 hours of sweat equity prior to closing. Application windows open periodically (Coatesville window currently closed; check for next opening). A separate West Grove USDA 502 tier is currently PAUSED due to USDA closure and is excluded. GAPS: lien position, mortgage term, 4-person AMI dollar figure for 2025/2026, and household-size income table not extracted.
- 位于Chester County的房屋
不适用于
- 预制房屋
- 收入超过地区收入中位数60%的家庭
- Chester County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
60% Chester County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Chester County的房屋Chester County的房屋,以及本项目接受的房屋
- 60% 独栋独栋住宅
- 19.3% 联排联排别墅
- 4.3% 2–4个单元2–4个单元
- 14.3% 5+个单元公寓和共管公寓楼(5+个单元)
- 2.1% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$485,600
Chester County房屋价值中位数
44.9%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Chester County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Habitat for Humanity of Chester County homeownership workshops提供。
联系Habitat for Humanity of Chester County预留资金
资金通过Interest Form; applications accepted during posted application windows预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Habitat for Humanity of Chester County Homeownership Program是什么?
Habitat for Humanity of Chester County Homeownership Program是面向Chester县,Pennsylvania购房者的首付援助,由Habitat for Humanity of Chester County管理。 Habitat for Humanity of Chester County builds and renovates simple, affordable homes sold to low-income partner families who pay the equivalent of a 0% interest mortgage and complete 200+ sweat-equity hours. Income must be between 40% and 60% of Chester County HUD median income. Applications are accepted during posted windows (e.g., Coatesville). Equivalent of 0% interest mortgage. Affordable Habitat-built or renovated home. Homeownership workshops. Credit-counseling referrals. 资金来自Habitat for Humanity of Chester County (donations, volunteer labor, ReStore proceeds)。
需要偿还吗?
Habitat for Humanity of Chester County Homeownership Program是首付援助,按Habitat for Humanity of Chester County设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Habitat for Humanity of Chester County Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Credit score around 600 or higher; fairly clean credit report; no bankruptcies in past 7 years; no outstanding liens/judgments; no felonies on background check。 须参加购房者教育课程,由Habitat for Humanity of Chester County homeownership workshops提供。 居住要求:Must live or work in Chester County for a minimum of 1 year。 公民身份或移民身份:US citizenship or permanent resident status required。 Minimum 200 hours of sweat equity prior to closing. Application windows open periodically (Coatesville window currently closed; check for next opening). A separate West Grove USDA 502 tier is currently PAUSED due to USDA closure and is excluded. GAPS: lien position, mortgage term, 4-person AMI dollar figure for 2025/2026, and household-size income table not extracted.
收入限制是多少?
Habitat for Humanity of Chester County Homeownership Program将家庭收入限制在地区收入中位数的60%,该数值因县和家庭人数而异。 Income should be between 40% and 60% of published HUD Median Income for Chester County. 2024 median income for a family of four cited as $114,687. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Habitat for Humanity of Chester County Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。
适用于哪些地区?
Habitat for Humanity of Chester County Homeownership Program服务于在Chester县,Pennsylvania购房的购房者。
如何申请?
Habitat for Humanity of Chester County Homeownership Program的申请通过Habitat for Humanity of Chester County办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Interest Form; applications accepted during posted application windows预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Chester County购房者面向Chester County购房者的其他项目
- Chester County First Time Homebuyer Program最高$40,000
- First Time Home Buyer Program可免除
- First Front Door (FFD)最高$15,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Chester County的全部70个项目项目条款由Habitat for Humanity of Chester County设定,并可能变化;申请前请在官方网站上确认。