Habitat for Humanity of Greater Centre County Homeownership Program

Habitat for Humanity of Greater Centre County Homeownership Program是面向Bellefonte，Pennsylvania购房者的首付援助，由Habitat for Humanity of Greater Centre County管理。 Since 1983, Habitat for Humanity of Greater Centre County has helped families invest in affordable homeownership through no-profit, no-interest loans. Homebuyers complete sweat-equity hours and homeownership education, then purchase their home and maintain payments. Eligibility is based on income within published HUD-based guidelines, credit/debt criteria, Centre County residency or employment, and willingness to partner. 0% interest mortgage. No-profit loan. No waiting list. Homeownership and financial education. 资金来自Donations; sponsorships; ReStore proceeds; private/corporate/faith-community donors。

Habitat for Humanity of Greater Centre County Homeownership Program是首付援助，按Habitat for Humanity of Greater Centre County设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Greater Centre County Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Tri-merge credit reviewed; no minimum FICO published; medical bills excluded unless judgment; bankruptcy must be 4 years past discharge; total past-due non-medical debts cannot exceed $2,000。 须参加购房者教育课程。 居住要求：U.S. citizen or permanent legal resident who has lived or worked in Centre County for the past year; willing to live where HFHGCC builds。 公民身份或移民身份：U.S. citizen or permanent legal resident。 Application cycle CURRENTLY OPEN (confirmed on official site). Not rolling - applications distributed around information sessions. Monthly DTI < 41%, annual debt-to-income < 15%. Sweat equity ~350 hours. Income guideline base year footnoted on the official page; applicants should confirm current-year figures with the affiliate.

Habitat for Humanity of Greater Centre County Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Annual household income (Centre County HUD median): 2p $28,400-$56,800; 3p $31,950-$63,900; 4p $35,475-$70,950; 5p $38,325-$76,650; 6p $41,175-$82,350; 7p $44,000-$88,000. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为7。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Greater Centre County Homeownership Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity of Greater Centre County Homeownership Program服务于在Bellefonte，Pennsylvania购房的购房者。

Habitat for Humanity of Greater Centre County Homeownership Program的申请通过Habitat for Humanity of Greater Centre County办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。