Habitat for Humanity Philadelphia Homeownership Program

Habitat for Humanity Philadelphia Homeownership Program是面向Philadelphia，Pennsylvania购房者的第一抵押贷款，由Habitat for Humanity Philadelphia管理。 Habitat for Humanity Philadelphia's Homeownership Program builds and rehabilitates homes in the Philadelphia area and sells them to income-eligible families with an affordable 30-year mortgage, structured so payments do not exceed 30% of the buyer's gross monthly income. The program serves households earning 30%-80% of AMI who may not otherwise qualify for a traditional mortgage. Participants must complete a minimum of 125 hours of sweat equity, attend monthly workshops, and complete pre-homeownership counseling. Affordable 30-year mortgage capped at 30% of gross monthly income. Access to homeownership for households that may not qualify for a traditional mortgage. Pre-homeownership counseling and workshops.

Habitat for Humanity Philadelphia Homeownership Program是第一抵押贷款，按Habitat for Humanity Philadelphia设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity Philadelphia Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Habitat for Humanity Philadelphia pre-homeownership counseling sessions and monthly workshops提供。 Applicants must complete a minimum of 125 hours of sweat equity, attend monthly workshops, complete pre-homeownership counseling, and pass a review of household finances, credit, employment, and residency. Applications accepted only during open application cycles.

Habitat for Humanity Philadelphia Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Serves households earning between 30% and 80% of Area Median Income (AMI); in Philadelphia cited as approximately $39,100-$62,560. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity Philadelphia Homeownership Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity Philadelphia Homeownership Program服务于在Philadelphia，Pennsylvania购房的购房者。

Habitat for Humanity Philadelphia Homeownership Program的申请通过Habitat for Humanity Philadelphia办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。