Lancaster Lebanon Habitat for Humanity Homeownership Program

Lancaster Lebanon Habitat for Humanity Homeownership Program是面向Lancaster; Lebanon，Pennsylvania购房者的第一抵押贷款，由Lancaster Lebanon Habitat for Humanity管理。 Lancaster Lebanon Habitat for Humanity offers income-qualified first-time homebuyers in Lancaster and Lebanon Counties a zero-percent interest mortgage tailored to their budget. Participants invest up to 400 sweat-equity hours, complete homeowner workshops and mentor partnerships, and save toward a 1% down payment. 0% interest mortgage. Monthly payment tailored to budget. 20-30 year term. Homeownership education. 资金来自Habitat affiliate; private donations; sweat-equity model。

Lancaster Lebanon Habitat for Humanity Homeownership Program是第一抵押贷款，按Lancaster Lebanon Habitat for Humanity设定的条款偿还。 触发还款的情形：Sale or transfer of property; 20-30 year mortgage terms。 该援助以1顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Lancaster Lebanon Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer or not owned a home in last 3 years (divorce/separation exception if removed from prior mortgage)。 须参加购房者教育课程，由Habitat homeowner workshops; mentor partnerships提供。 居住要求：Must live or work in Lancaster or Lebanon County。 公民身份或移民身份：Must be a US citizen or permanent resident。 Up to 400 sweat-equity hours; no liens/judgments; no back child support; 3 years since bankruptcy/foreclosure; not on PA offender registry.

Lancaster Lebanon Habitat for Humanity Homeownership Program的收入限制如下：Within Habitat income guidelines based on HUD AMI for Lancaster-Lebanon, PA MSA (chart published as image on site); targets families unable to qualify for traditional mortgages。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Lancaster Lebanon Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Lancaster Lebanon Habitat for Humanity Homeownership Program在其服务群体中提到了残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Lancaster Lebanon Habitat for Humanity Homeownership Program服务于在Lancaster; Lebanon，Pennsylvania购房的购房者。 该项目针对特定区域：Lancaster and Lebanon Counties, PA。

Lancaster Lebanon Habitat for Humanity Homeownership Program的申请通过Lancaster Lebanon Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。