Next Steps Grant

Next Steps Grant是面向Pittsburgh，Pennsylvania购房者的补助金。 Reparations-focused grant program for Black/African-American first-time homebuyers in Pittsburgh. True grant (no repayment) for down payment and closing costs. Requires completion of Catapult's Steps to Success pre-purchase counseling. Tiered income eligibility 30% to ~150% AMI for Allegheny County. Catapult Greater Pittsburgh's Next Steps Grant is a reparations-focused down payment and closing cost grant program for Black/African-American first-time homebuyers in the City of Pittsburgh. Provides outright grant funds (no repayment) toward down payment and closing costs. Pairs with FHA, VA, USDA, or Conventional first mortgage. Buyers must complete Catapult's 'Steps to Success' pre-purchase homebuyer counseling/education program. Income range supports households up to ~150% AMI for Allegheny County (1-person 30% AMI ~$17,450 through 8-person ~150% AMI ~$164,350). True grant - no recapture, no repayment. 资金来自Local和Private。

Next Steps Grant属于补助金，因此无需偿还。 触发还款的情形：None - true grant, no repayment. 该援助以N/A (grant)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Next Steps Grant面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer required (no ownership in past 3 years). 关于信用，该项目说明：Per first-mortgage product overlays (typically 620-640). 须参加购房者教育课程，由Catapult Greater Pittsburgh's 'Steps to Success' pre-purchase homebuyer counseling/education program (required prior to grant award). HUD-approved housing counseling.提供。 居住要求：Property must be located in the City of Pittsburgh and used as borrower's primary residence. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product. Property must be located within the City of Pittsburgh. Borrower must be Black/African-American (program is publicly marketed as a Black-homeownership reparations initiative). First-time homebuyer required (no homeownership in past 3 years). Borrower must complete Catapult's Steps to Success pre-purchase homebuyer counseling. Property must be used as primary residence. Income range $17,450 (1-person 30% AMI) to $164,350 (8-person ~150% AMI) for Allegheny County. Grant amount per tier and Catapult fund availability.

Next Steps Grant将家庭收入限制在地区收入中位数的150%，该数值因县和家庭人数而异。 Income range $17,450-$164,350 reflects tiered eligibility from 30% AMI (1-person ~$17,450) to ~150% AMI (8-person ~$164,350) for Allegheny County. Tiered grant amounts may apply by income band. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Next Steps Grant的房价上限如下：No specific Catapult maximum; subject to first-mortgage product loan limits and bond rules where applicable. 符合条件的房屋类型包括1- to 4-unit primary residence per first-mortgage product. Single-family detached, condominium, townhouse. 新建房屋符合条件。 预制房屋不符合条件。

Next Steps Grant服务于在Pittsburgh，Pennsylvania购房的购房者。

Next Steps Grant的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply directly to Catapult Greater Pittsburgh after completing Steps to Success counseling. Funds awarded subject to availability.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。