Penn Hills Homebuyer Assistance Program

Penn Hills Homebuyer Assistance Program是面向Penn Hills，Pennsylvania购房者的可免除贷款，由ACTION Housing, Inc.管理。 The Penn Hills Homebuyer Assistance Program provides up to $14,500 in down payment and closing cost assistance as a 0% forgivable second mortgage for income-qualified buyers purchasing within the Municipality of Penn Hills. Funded by the Allegheny County HOME program with a 5-year affordability period requiring owner-occupancy. Applications must be submitted through one of six participating first mortgage lenders, and buyers must complete HUD-approved pre-purchase counseling. Up to $14,500 forgivable second mortgage. 0% interest. 5-year forgiveness. Down payment and closing cost coverage. 资金来自Allegheny County HOME Investment Partnerships Program (HUD)。

Penn Hills Homebuyer Assistance Program提供最高$14,500的援助。 购房者自付部分：Minimum $500 or 3% of total down payment and closing costs, whichever is lesser, from personal funds。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由ACTION Housing, Inc.决定。

Penn Hills Homebuyer Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, transfer, or failure to occupy as primary residence during the 5-year affordability period。 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Penn Hills Homebuyer Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由HUD-approved agency (Advantage Credit Counseling, Mon Valley Initiative, NeighborWorks Western PA, Urban League of Greater Pittsburgh, WAVE)提供。 居住要求：Property within corporate limits of Municipality of Penn Hills。 公民身份或移民身份：Standard federal HOME requirements apply。 Must have pre-approval from a participating lender before applying; closing scheduled at least 45 days after county income approval; property must be vacant single-family within Penn Hills.

Penn Hills Homebuyer Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% AMI, Pittsburgh HUD Metro Area (2025): 1p $61,850; 2p $70,650; 3p $79,500; 4p $88,300; 5p $95,400; 6p $102,450; 7p $109,500; 8p $116,600. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Penn Hills Homebuyer Assistance Program可用于Single Family。 新建房屋不符合条件。 预制房屋不符合条件。

Penn Hills Homebuyer Assistance Program服务于在Penn Hills，Pennsylvania购房的购房者。 该项目针对特定区域：Municipality of Penn Hills, Allegheny County。

Penn Hills Homebuyer Assistance Program的申请通过ACTION Housing, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。