State College Borough First-Time Home Buyer Program

State College Borough First-Time Home Buyer Program是面向State College，Pennsylvania购房者的延期第二贷款，由Borough of State College - Community Development and Housing Division管理。 The Borough of State College First-Time Home Buyer Program offers CDBG/HOME-funded mortgage and closing-cost assistance to low/moderate- and middle-income households buying within the Borough, in two income tracks. Applicants complete pre-purchase counseling/education through The HOME Foundation, obtain Borough eligibility and mortgage pre-approval, and complete annual post-purchase counseling for 5 years. Assistance amounts are set per applicant via a Borough Letter of Intent and Mortgage Analysis. Mortgage + closing-cost assistance (amount set per applicant). two income tracks. free homebuyer education & counseling. 资金来自Federal CDBG and HOME funds received by the Borough of State College。

State College Borough First-Time Home Buyer Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

State College Borough First-Time Home Buyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由The HOME Foundation (HUD-certified counselor); minimum 4 hours pre-purchase counseling/education; annual post-purchase counseling for first 5 years.提供。 居住要求：Home must be within the Borough of State College。 Assistance amount determined per applicant via Borough Mortgage Analysis (no fixed amount published). Mandatory counseling/education (min. 4 hrs) via The HOME Foundation; mortgage pre-approval required; annual post-purchase counseling for first 5 years.

State College Borough First-Time Home Buyer Program的收入限制如下：Serves both low/moderate-income and middle-income households per the Borough's CDBG/HOME income-limit chart; applicants with excellent credit and income just under the minimum may also be considered. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

State College Borough First-Time Home Buyer Program可用于Single Family。

State College Borough First-Time Home Buyer Program服务于在State College，Pennsylvania购房的购房者。

State College Borough First-Time Home Buyer Program的申请通过Borough of State College - Community Development and Housing Division办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Place 'in line' set after counseling, application, Borough eligibility determination, and mortgage pre-approval.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。