本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:Credit check required; no minimum FICO published; must provide two years of employment, rental, and income history
- 居住要求:Must have lived in Luzerne County for at least one year
- Selected as the verifiable Northeastern PA affiliate; the separate Lackawanna County (Scranton) affiliate could not be verified and is omitted. Family Selection Criteria document dated 6/4/2026 (active/current). Homebuyer education not stated as a separate requirement (set false); budgeting guidance offered.
- 位于Luzerne County的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Luzerne County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Luzerne County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Luzerne County的房屋Luzerne County的房屋,以及本项目接受的房屋
- 64.1% 独栋独栋住宅
- 13.1% 联排联排别墅
- 11.6% 2–4个单元2–4个单元
- 8% 5+个单元公寓和共管公寓楼(5+个单元)
- 3.2% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$174,100
Luzerne County房屋价值中位数
74.4%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Luzerne County购房
如何申请
如何申请两个步骤,按此顺序
联系Wyoming Valley Habitat for Humanity预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Wyoming Valley Habitat for Humanity Homeownership Program是什么?
Wyoming Valley Habitat for Humanity Homeownership Program是面向Kingston,Pennsylvania购房者的首付援助,由Wyoming Valley Habitat for Humanity管理。 Wyoming Valley Habitat for Humanity builds simple, decent homes in Luzerne County and sells them to selected partner families. Selection is based on housing need, ability to pay an affordable monthly mortgage, and willingness to partner (at least 200 sweat-equity hours). Applicants must have lived in Luzerne County for at least one year and earn between 40% and 80% of local median income. 0% interest mortgage. Homes sold at affordable terms. Sweat-equity participation. Family Selection Committee support. 资金来自Donations; ReStore proceeds; volunteer labor; individual and corporate donors。
需要偿还吗?
Wyoming Valley Habitat for Humanity Homeownership Program是首付援助,按Wyoming Valley Habitat for Humanity设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Wyoming Valley Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Credit check required; no minimum FICO published; must provide two years of employment, rental, and income history。 居住要求:Must have lived in Luzerne County for at least one year。 Selected as the verifiable Northeastern PA affiliate; the separate Lackawanna County (Scranton) affiliate could not be verified and is omitted. Family Selection Criteria document dated 6/4/2026 (active/current). Homebuyer education not stated as a separate requirement (set false); budgeting guidance offered.
收入限制是多少?
Wyoming Valley Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Gross annual income between 40% and 80% of local median by household size (WVHFH Family Selection Criteria, updated 6/4/2026): 1p $25,775-$51,550; 2p $29,450-$58,900; 3p $33,125-$66,250; 4p $36,800-$73,600; 5p $39,750-$79,500; 6p $42,700-$85,400; 7p $45,650-$91,300; 8p $48,600-$97,200. 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Wyoming Valley Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。
适用于哪些地区?
Wyoming Valley Habitat for Humanity Homeownership Program服务于在Kingston,Pennsylvania购房的购房者。
如何申请?
Wyoming Valley Habitat for Humanity Homeownership Program的申请通过Wyoming Valley Habitat for Humanity办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Luzerne County购房者面向Luzerne County购房者的其他项目
- Growing Homeowners Initiative (Luzerne County)最高$7,500
- The Growing Homeowners Initiative延期
- First Front Door (FFD)最高$15,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Luzerne County的全部70个项目项目条款由Wyoming Valley Habitat for Humanity设定,并可能变化;申请前请在官方网站上确认。