Church Community Housing Corporation Community Land Trust Homeownership Program

Church Community Housing Corporation Community Land Trust Homeownership Program是面向Newport，Rhode Island购房者的增值共享贷款，由Church Community Housing Corporation (CCHC)管理。 Church Community Housing Corporation, a nonprofit founded in 1969 serving Newport County, RI, creates permanently affordable homeownership through a Community Land Trust (CLT) model. CCHC sells the home to an income-qualified buyer while retaining ownership of the underlying land, which lowers the purchase price and keeps the home affordable for future low-to-moderate-income families. CLT homes are available exclusively to graduates of CCHC's first-time homebuyer training course, and a long-term ground lease with resale restrictions preserves affordability across generations. Below-market purchase price via land trust. Permanently affordable homeownership. Mandatory homebuyer education and one-on-one budget/credit counseling. Ground-lease support. 资金来自Church Community Housing Corporation (nonprofit CDC) land trust。

Church Community Housing Corporation Community Land Trust Homeownership Program是增值共享贷款，按Church Community Housing Corporation (CCHC)设定的条款偿还。 触发还款的情形：Resale of the home is governed by the CLT ground lease, which caps the resale price (limited equity) so the home remains affordable to the next income-qualified buyer; the land trust retains ownership of the land. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Church Community Housing Corporation Community Land Trust Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Not published; buyers must qualify for a mortgage. Credit reviewed one-on-one during required homebuyer training. 须参加购房者教育课程，由CCHC homebuyer training (online via Zoom); includes one-on-one appointments with the Homebuyer Trainer to build a household budget and review credit. Register with Aubrey Collins, (401) 846-5114 ext. 111.提供。 This is a Community Land Trust (limited-equity) homeownership program, NOT a cash down payment assistance grant or loan. Affordability comes from CCHC retaining the land and a resale-restricted ground lease. Completion of CCHC's homebuyer training is mandatory; CLT homes are exclusively available to course graduates.

Church Community Housing Corporation Community Land Trust Homeownership Program的收入限制如下：Restricted to low- and moderate-income households; CCHC guarantees future buyers are low-to-moderate-income. Specific income limits/AMI percentage are not published on the official site and vary by funding source and individual development. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Church Community Housing Corporation Community Land Trust Homeownership Program的房价上限如下：Purchase price is reduced because CCHC retains the land; specific price by home/development not published online. 符合条件的房屋类型包括Single Family和Condo。 新建房屋符合条件。 预制房屋不符合条件。

Church Community Housing Corporation Community Land Trust Homeownership Program服务于在Newport，Rhode Island购房的购房者。

Church Community Housing Corporation Community Land Trust Homeownership Program的申请通过Church Community Housing Corporation (CCHC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Contact CCHC; CLT homes available only to graduates of CCHC's homebuyer training预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。