FirstGenHomeRI Down Payment Assistance

FirstGenHomeRI Down Payment Assistance是面向Rhode Island购房者的可免除贷款，由RIHousing (Rhode Island Housing and Mortgage Finance Corporation)管理。 A pilot $25,000 forgivable DPA for first-generation, first-time buyers; 0% interest, no payments, fully forgiven after 5 years of owner-occupancy. Applicant must currently live in a targeted community. $25,000 for down payment/closing. 0% interest. No monthly payments. Forgiven after 5 years. First-generation buyers. 资金来自State。

FirstGenHomeRI Down Payment Assistance提供$25,000至$25,000的援助。 该项目可与RIHousing first mortgage (Loan Center)结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由RIHousing (Rhode Island Housing and Mortgage Finance Corporation)决定。

FirstGenHomeRI Down Payment Assistance在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Not held as primary residence for 5 years (forgiven after 5 years)。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

FirstGenHomeRI Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为660。 须参加购房者教育课程，由HUD-approved: Church Community Housing, NeighborWorks Blackstone Valley, PCF Development, West Elmwood HDC提供。 居住要求：Applicant must currently reside in an eligible community (Central Falls, East Providence, Pawtucket, Woonsocket, Providence excl 02906, or Newport tract 44005040500); may buy anywhere in RI. First-generation + first-time buyer; reside in an eligible community; RIHousing Loan Center first mortgage; HUD-approved education. Limited pilot funds.

FirstGenHomeRI Down Payment Assistance的收入限制如下：Must meet RIHousing Price & Income Limits; eligible communities defined using <80% AMI need. Max purchase price $838,592. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

FirstGenHomeRI Down Payment Assistance将房价上限设为$838,592。 符合条件的房屋类型包括Single Family、Condo和2-4 Unit。

FirstGenHomeRI Down Payment Assistance在其服务群体中提到了第一代购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

FirstGenHomeRI Down Payment Assistance服务于在Rhode Island任何地方购房的购房者。

FirstGenHomeRI Down Payment Assistance的申请通过RIHousing (Rhode Island Housing and Mortgage Finance Corporation)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。