FHLBank Boston Equity Builder Program (EBP)

FHLBank Boston Equity Builder Program (EBP)是面向Rhode Island购房者的补助金，由Federal Home Loan Bank of Boston (via participating member financial institutions)管理。 Grants offered through FHLBank Boston member banks and credit unions to help income-eligible first-time homebuyers (earning up to 80% of AMI) in New England, including Rhode Island, with down payment, closing cost, rehabilitation costs, interest rate buydown, and homebuyer counseling. Homebuyers cannot apply directly; they must work with an approved FHLBank Boston member institution. Grants of up to $32,099 for down payment, closing costs, up to 2 points of interest rate buydown, rehabilitation costs associated with purchase, and up to $500 of homebuyer counseling. 资金来自FHLBank Boston (Affordable Housing Program / homeownership set-aside funds)。

FHLBank Boston Equity Builder Program (EBP)提供最高$32,099的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Federal Home Loan Bank of Boston (via participating member financial institutions)决定。

FHLBank Boston Equity Builder Program (EBP)属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

FHLBank Boston Equity Builder Program (EBP)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 First-time homebuyers only; homeownership education/counseling required for first-time homebuyers through an FHLBank Boston-approved counseling organization. Grants cannot be combined with FHLBank Boston's Affordable Housing Program, Housing Our Workforce, or Lift Up Homeownership. Cannot be used to reimburse earnest money or return more than $250 cash to the homebuyer. Available only through approved FHLBank Boston member institutions. The $32,099 maximum should be re-verified against the current program-year written plan.

FHLBank Boston Equity Builder Program (EBP)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income up to 80% of the area median income (AMI), per FHLBank Boston income calculation guidelines. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

FHLBank Boston Equity Builder Program (EBP)服务于在Rhode Island任何地方购房的购房者。

FHLBank Boston Equity Builder Program (EBP)的申请通过Federal Home Loan Bank of Boston (via participating member financial institutions)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。