本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 完成购房者教育课程,由Aiken County Habitat for Humanity (required financial counseling sessions)提供
- 居住要求:Must have lived OR worked in the Aiken County service area for at least the past 12 months
- Program ACTIVE; application opens July 29, 2026 with mandatory orientation meetings (Jul 29-30, 2026, Aiken Senior Life Services). Both applicant and co-applicant must attend. Eligibility: need for adequate housing, ability to pay, willingness to partner; lived/worked in Aiken County 12+ months; income 30-60% HUD AMI. Program Director Ron Patterson (803) 642-9292 opt #2, ron@habitataiken.org. Equal Opportunity Housing Agency. Not confirmed (blank): assistance amount, lien position, mortgage term, min credit score, citizenship requirement, funding source, recapture provision, income-limit dollar table.
- 位于Aiken County的房屋
不适用于
- 收入超过地区收入中位数60%的家庭
- Aiken County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
60% Aiken County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Aiken County的房屋Aiken County的房屋,以及本项目接受的房屋
- 67.7% 独栋独栋住宅
- 3.7% 联排联排别墅
- 4.6% 2–4个单元2–4个单元
- 5.5% 5+个单元公寓和共管公寓楼(5+个单元)
- 18.5% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$218,000
Aiken County房屋价值中位数
37.1%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Aiken County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Aiken County Habitat for Humanity (required financial counseling sessions)提供。
联系Aiken County Habitat for Humanity预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Aiken County Habitat for Humanity Homeowner Program是什么?
Aiken County Habitat for Humanity Homeowner Program是面向Aiken,South Carolina购房者的首付援助,由Aiken County Habitat for Humanity管理。 Aiken County Habitat for Humanity's Homeowner Program partners with individuals and families who have lived or worked in Aiken County for at least one year to achieve affordable homeownership. Qualified buyers purchase a Habitat-built home with an affordable mortgage and must complete sweat-equity hours, save a required down payment, and attend financial counseling. Applicants are selected on need, ability to pay, and willingness to partner. Affordable 0% Habitat mortgage for a newly built home. Required homebuyer financial counseling. Builds equity through homeownership. Sweat-equity partnership model.
需要偿还吗?
Aiken County Habitat for Humanity Homeowner Program是首付援助,按Aiken County Habitat for Humanity设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Aiken County Habitat for Humanity Homeowner Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由Aiken County Habitat for Humanity (required financial counseling sessions)提供。 居住要求:Must have lived OR worked in the Aiken County service area for at least the past 12 months。 Program ACTIVE; application opens July 29, 2026 with mandatory orientation meetings (Jul 29-30, 2026, Aiken Senior Life Services). Both applicant and co-applicant must attend. Eligibility: need for adequate housing, ability to pay, willingness to partner; lived/worked in Aiken County 12+ months; income 30-60% HUD AMI. Program Director Ron Patterson (803) 642-9292 opt #2, ron@habitataiken.org. Equal Opportunity Housing Agency. Not confirmed (blank): assistance amount, lien position, mortgage term, min credit score, citizenship requirement, funding source, recapture provision, income-limit dollar table.
收入限制是多少?
Aiken County Habitat for Humanity Homeowner Program将家庭收入限制在地区收入中位数的60%,该数值因县和家庭人数而异。 Total household income must fall between 30% and 60% of HUD Area Median Income for Aiken County by household size. Household income = all funds legally received on a regular schedule by all members. Dollar limits by size determined via the HUD User Income Limits Documentation System (not published as a table on the affiliate site). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Aiken County Habitat for Humanity Homeowner Program可用于Single Family。 新建房屋符合条件。
适用于哪些地区?
Aiken County Habitat for Humanity Homeowner Program服务于在Aiken,South Carolina购房的购房者。
如何申请?
Aiken County Habitat for Humanity Homeowner Program的申请通过Aiken County Habitat for Humanity办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Aiken County购房者面向Aiken County购房者的其他项目
- SC Housing Made It Home! Program最高$25,000
- FHLBank Atlanta Community Partners Product最高$20,000
- FHLBank Atlanta First-time Homebuyer Product (FHP)最高$17,500
两个项目能否结合使用,由各机构决定。申请前请先询问。
Aiken County的全部74个项目项目条款由Aiken County Habitat for Humanity设定,并可能变化;申请前请在官方网站上确认。