Greater Florence Habitat for Humanity Homeownership Program

Greater Florence Habitat for Humanity Homeownership Program是面向Florence，South Carolina购房者的首付援助，由Greater Florence Habitat for Humanity管理。 Greater Florence Habitat for Humanity builds homes with volunteer labor and sells them to income-qualified partner families using a 0% interest mortgage whose payment includes principal, taxes, insurance, and termite control. Applicants must live and/or work in the Greater Florence area for at least one year, earn 30%-60% of regional AMI, demonstrate need, complete the homeowner preparation program, and contribute 300+ sweat-equity hours. A sweat-equity / 0%-mortgage model, not a cash down payment grant. 0% interest mortgage. No-profit sale. Payment includes taxes/insurance/termite. Free homeowner preparation program. New build home. 资金来自Donations, sponsorships, grants, homeowner mortgage payments, ReStore proceeds。

Greater Florence Habitat for Humanity Homeownership Program是首付援助，按Greater Florence Habitat for Humanity设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Greater Florence Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No published minimum; credit issues addressed via pre-purchase counseling. 须参加购房者教育课程。 居住要求：Live and/or work in Greater Florence area at least one year。 Sweat-equity model: 300+ hours plus homeowner preparation program before closing. Assistance is the below-market 0% first mortgage on a home sold at no profit. Distinct from the city/subdivision-specific Florence CDBG programs already in the catalog. Habitat assistance_type 'other'.

Greater Florence Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Income between 30% and 60% of regional area median income. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Greater Florence Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Greater Florence Habitat for Humanity Homeownership Program服务于在Florence，South Carolina购房的购房者。

Greater Florence Habitat for Humanity Homeownership Program的申请通过Greater Florence Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。