Habitat for Humanity of Anderson County Homeownership Program

Habitat for Humanity of Anderson County Homeownership Program是面向Anderson，South Carolina购房者的首付援助，由Habitat for Humanity of Anderson County管理。 Habitat for Humanity of Anderson County offers low-income households a path to homeownership by building homes sold with an interest-free (0%) mortgage. Qualification is based on need, ability to pay, and willingness to partner (sweat equity and financial education). Monthly payments are held to approximately 25% of gross monthly income. Applications are accepted only during posted open periods. 0% interest mortgage. New affordable home. Payment held to ~25% of gross monthly income. Financial education. Pathway for households below 60% AMI. 资金来自Nonprofit; ReStore sales proceeds, donations, community partners (e.g., United Way of Anderson)。

Habitat for Humanity of Anderson County Homeownership Program是首付援助，按Habitat for Humanity of Anderson County设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Anderson County Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No stated minimum; credit history reviewed. No bankruptcy within 2 years; no outstanding collections/liens/judgments that cannot reasonably be paid by build completion. 须参加购房者教育课程，由Financial education classes on budgeting and first-time home buying plus 300 sweat-equity hours per household提供。 居住要求：Must live or work in Anderson County for at least one year。 公民身份或移民身份：Must be a legal resident of the United States。 Verified on the affiliate's official site. Habitat 0% mortgage model (no fixed DPA dollar amount). Requires 300 sweat-equity hours per household, demonstrated housing need, financial education, no bankruptcy within 2 years, and background checks. Applications accepted only during posted open periods.

Habitat for Humanity of Anderson County Homeownership Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Household income must be below 60% of the area median income for Anderson County (no published dollar table). Must show steady income, ability to pay ~25% of gross monthly income toward the house payment incl. taxes/insurance, and ability to pay projected utilities. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Anderson County Homeownership Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity of Anderson County Homeownership Program服务于在Anderson，South Carolina购房的购房者。

Habitat for Humanity of Anderson County Homeownership Program的申请通过Habitat for Humanity of Anderson County办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。