Habitat for Humanity of Horry County Homebuyer Program

Habitat for Humanity of Horry County Homebuyer Program是面向Myrtle Beach，South Carolina购房者的首付援助，由Habitat for Humanity of Horry County管理。 Habitat for Humanity of Horry County builds homes with volunteer labor and sells them at no profit to income-qualified buyers using an affordable, 0% interest mortgage. Applicants must have lived in Horry County for the past 12 months, earn 35%-80% of AMI, demonstrate need and ability to pay, and complete sweat-equity hours. Homes require a small down payment of about $2,000 toward closing costs. A sweat-equity / 0%-mortgage model, not a cash down payment grant. 0% interest mortgage. No-profit sale price. Low ~$2,000 down. Homebuyer education. Newly built home. 资金来自Donations, sponsorships, grants, homeowner mortgage payments, ReStore proceeds。

Habitat for Humanity of Horry County Homebuyer Program是首付援助，按Habitat for Humanity of Horry County设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Horry County Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No published minimum; credit score and DTI considered. No more than $2,000 in bad/collection debts. 须参加购房者教育课程。 居住要求：Lived in Horry County for last 12 months。 公民身份或移民身份：US citizen, legal resident, or right to work。 Sweat-equity model: each adult completes 180-300 hours. ~$2,000 down covers part of closing costs. No more than $2,000 in bad/collection debts. Must be willing to participate in media coverage. Habitat assistance_type 'other'; the assistance is the below-market 0% first mortgage on a home sold at no profit.

Habitat for Humanity of Horry County Homebuyer Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income between 35% and 80% of AMI for Horry County. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Horry County Homebuyer Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of Horry County Homebuyer Program服务于在Myrtle Beach，South Carolina购房的购房者。

Habitat for Humanity of Horry County Homebuyer Program的申请通过Habitat for Humanity of Horry County办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。