Habitat for Humanity of the Lowcountry Homeownership Program

Habitat for Humanity of the Lowcountry Homeownership Program是面向Bluffton，South Carolina购房者的第一抵押贷款，由Habitat for Humanity of the Lowcountry管理。 Habitat for Humanity of the Lowcountry builds and renovates homes in Beaufort and Jasper counties, selling them to qualified low-income families with a no-interest, no-profit mortgage. Since 1990, the organization has placed 192+ families in homes. Applicants must have lived or worked in Beaufort or Jasper County for at least 6 months, demonstrate need for safe housing, and have household income between $40,000 and the HUD-published AMI maximum for their family size. Sweat equity and willingness to partner with Habitat are required. 0% interest no-profit mortgage. New construction and renovated homes. Builds in Beaufort and Jasper counties. <2% foreclosure rate. 192+ families served since 1990. 资金来自Habitat for Humanity donations, grants, revolving mortgage fund。

Habitat for Humanity of the Lowcountry Homeownership Program是第一抵押贷款，按Habitat for Humanity of the Lowcountry设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of the Lowcountry Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Habitat for Humanity of the Lowcountry提供。 居住要求：Must have lived or worked in Beaufort or Jasper County for at least 6 months。 Applications are accepted only periodically based on build schedule — check site or social media for open application dates. Current housing condition must be substandard (overcrowded, dilapidated, unsafe, or costs >30% of income). Good credit history required (not perfect). Beaufort Office: 701 Carteret Street, Beaufort SC (843) 522-3500. NOTE: 'Beaufort Memorial Employer Assisted' is already in catalog — this is a separate general homeownership program in Beaufort/Jasper counties, not employer-restricted.

Habitat for Humanity of the Lowcountry Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income must be above $40,000 AND below the HUD maximum per family size (Beaufort County 2025: 4-person max ~80% AMI = $88,100). Both Beaufort and Jasper County families may apply (income limits differ by county). Current HUD income limits table published on HFHL website. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of the Lowcountry Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of the Lowcountry Homeownership Program服务于在Bluffton，South Carolina购房的购房者。

Habitat for Humanity of the Lowcountry Homeownership Program的申请通过Habitat for Humanity of the Lowcountry办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。