Habitat for Humanity of York County Homeownership Program

Habitat for Humanity of York County Homeownership Program是面向Rock Hill，South Carolina购房者的首付援助，由Habitat for Humanity of York County管理。 Habitat for Humanity of York County builds homes with volunteer labor and sells them to income-qualified partner families through an affordable mortgage with payments no more than 30% of gross monthly income. Applicants must have lived or worked in York County for at least one year, earn 30%-60% of HUD AMI (limited availability 60-80%), keep total DTI under 40%, pay off delinquent debt, and complete a Financial Capability Workshop and homebuyer education. No minimum credit score required; 250+ sweat-equity hours. A sweat-equity / affordable-mortgage model, not a cash down payment grant. Affordable mortgage (payment capped at 30% of gross income). No minimum credit score. No-profit sale. Financial Capability Workshop. New build home. 资金来自Donations, sponsorships, grants, homeowner mortgage payments, ReStore proceeds。

Habitat for Humanity of York County Homeownership Program是首付援助，按Habitat for Humanity of York County设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of York County Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No minimum credit score required; all delinquent debt paid off before approval; bankruptcy requires 7 years since discharge. 须参加购房者教育课程。 居住要求：Lived or worked in York County for the last year。 Sweat-equity model: 250+ hours plus financial capability/homebuyer education before purchase. Total DTI must not exceed 40%; all delinquent debt paid off before approval; bankruptcy requires 7 years since discharge. $25 application fee. Habitat assistance_type 'other'.

Habitat for Humanity of York County Homeownership Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Income between 30% and 60% of HUD AMI; limited availability 60-80%. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of York County Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of York County Homeownership Program服务于在Rock Hill，South Carolina购房的购房者。 该项目针对特定区域：Neighborhood Revitalization initiative in York County.

Habitat for Humanity of York County Homeownership Program的申请通过Habitat for Humanity of York County办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。