Lexington County Homeownership Assistance Program

Lexington County Homeownership Assistance Program是面向Lexington县，South Carolina购房者的延期第二贷款，由County of Lexington Community Development Department, Grant Programs Division管理。 A HUD HOME-funded down payment and/or closing-cost assistance program administered by Lexington County for qualified low- and moderate-income first-time homebuyers purchasing within Lexington County (including Cayce and West Columbia). Assistance is up to $5,000 as a 0% deferred forgivable second loan, forgiven on a pro-rated 5-year schedule. Manufactured/mobile homes are ineligible; homes must be built after 1977 and meet housing quality standards. Up to $5,000 toward down payment and/or closing costs. 0% deferred forgivable loan. Pro-rated forgiveness over 5 years. County-wide coverage incl. Cayce & West Columbia. Required homebuyer education provided. 资金来自U.S. HUD HOME Investment Partnerships (HOME) Program, administered by Lexington County.

Lexington County Homeownership Assistance Program提供最高$5,000的援助。 援助档次：Flat amount not to exceed $5,000 per applicant. 购房者自付部分：Not specified on the County web page. 金额是该项目公布的上限，并非报价——具体每人的援助金额由County of Lexington Community Development Department, Grant Programs Division决定。

Lexington County Homeownership Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Pro-rated repayment required if the owner sells the home or no longer occupies it as their primary residence within 5 years of the grant award. 该援助以Second lien (County maintains 2nd lien position).顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Lexington County Homeownership Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Applicant cannot presently own a home or land, nor have owned a home or land within the last 3 years (IRS first-time homebuyer definition). 关于信用，该项目说明：Not published; applicant must qualify for a fixed-rate first mortgage independent of a co-signer. 须参加购房者教育课程，由County of Lexington Affordable Housing Counseling and Education Program (required homeownership classes).提供。 居住要求：Home must be purchased within Lexington County (incl. Batesburg-Leesville, Cayce, Chapin, Gaston, Gilbert, Irmo, Lexington, Pelion, Pine Ridge, Red Bank, South Congaree, Springdale, Swansea, West Columbia). Applicant must be employed. First-time homebuyer (no ownership of home or land in past 3 years), must be employed, must complete required homeownership classes, must occupy as primary residence 5 years for full forgiveness. Property must be built after 1977 and pass County inspection; manufactured/mobile homes ineligible.

Lexington County Homeownership Assistance Program将家庭收入限制在$74,150。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Lexington County Homeownership Assistance Program将房价上限设为$295,000。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Lexington County Homeownership Assistance Program服务于在Lexington县，South Carolina购房的购房者。

Lexington County Homeownership Assistance Program的申请通过County of Lexington Community Development Department, Grant Programs Division办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served. Applicants complete a pre-screening application and the County's Affordable Housing Counseling and Education Program.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。