Oconee County Habitat for Humanity Homeownership Program

Oconee County Habitat for Humanity Homeownership Program是面向Seneca，South Carolina购房者的第一抵押贷款，由Oconee County Habitat for Humanity管理。 Oconee County Habitat for Humanity builds 4 to 5 new homes yearly for low-income families in Oconee County. Homes are sold with a 30-year, zero-interest mortgage with no profit. The average monthly payment is approximately $550 (including property taxes and homeowners insurance). Applicants must have lived in Oconee County for at least one year, have total household income between 40% and 70% AMI, and demonstrate a willingness to complete 250 hours of sweat equity. Applications are accepted only during open periods based on home availability. 0% interest 30-year mortgage. ~$550/month average payment incl. taxes and insurance. New construction energy-efficient home. 250 hours sweat equity. 4-5 homes built per year in Oconee County. 资金来自Habitat for Humanity donations, grants, and revolving mortgage fund。

Oconee County Habitat for Humanity Homeownership Program是第一抵押贷款，按Oconee County Habitat for Humanity设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Oconee County Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Free classes on budgeting, home maintenance, and successful homeownership (provided by OCHFH)提供。 居住要求：Must live in Oconee County for at least 1 full year before applying。 Applications accepted only during open periods based on housing availability and construction schedule. As of June 2026, site shows 'Now Accepting Pre-Applications' (news post dated Jun 2). Contact OCHFH at (864) 888-2118 to confirm current intake status. Good credit standing required; cannot have unresolved debt judgments or recent bankruptcy. Approval process 4-5 months; total 24-30 months to move-in.

Oconee County Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的70%，该数值因县和家庭人数而异。 Total household income between 40% and 70% of Oconee County AMI (adjusted for family size). Current income guidelines included in information packet from OCHFH. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Oconee County Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Oconee County Habitat for Humanity Homeownership Program服务于在Seneca，South Carolina购房的购房者。

Oconee County Habitat for Humanity Homeownership Program的申请通过Oconee County Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。