Pickens County Habitat for Humanity Homeownership Program

Pickens County Habitat for Humanity Homeownership Program是面向Clemson，South Carolina购房者的第一抵押贷款，由Pickens County Habitat for Humanity管理。 Pickens County Habitat for Humanity builds new homes for low-to-moderate income families in Easley, Pickens, Liberty, Central, and Clemson. Homes are sold with a 0% interest mortgage (no down payment), requiring 200 hours of sweat equity labor and financial education. Annual household income must be between 45% and 80% of Pickens County AMI. Applicants must live or work in Pickens County for at least 6 months. Applications are closed as of 2026-06-13 and expected to reopen in January 2026 (per site — confirm before referring clients). 0% interest mortgage (no down payment from borrower). New construction home. 200 hours sweat equity. Financial education included. Homes built in Easley, Pickens, Liberty, Central, Clemson. 资金来自Habitat for Humanity donations/grants; USDA, FHLB, and other partner funding。

Pickens County Habitat for Humanity Homeownership Program是第一抵押贷款，按Pickens County Habitat for Humanity设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Pickens County Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Financial education classes on budgeting and first-time home buying (included in sweat equity hours)提供。 居住要求：Must live or work in Pickens County for at least 6 months prior to application。 IMPORTANT: Applications are currently CLOSED as of site check 2026-06-13; expected to reopen January 2026 (note: this date may have passed — confirm with PCHFH at (864) 878-6374 before referring clients). Income must be between 45-80% AMI (not below 45%). Sweat equity requirement: 200 hours per household (friends and family can assist). Approval process takes 4-5 months; total time from approval to move-in is 24-30 months.

Pickens County Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Annual household income between 45% and 80% AMI for Pickens County. 2024 guidelines in use (2025 not yet posted). Exact dollar amounts provided in information packet from PCHFH. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Pickens County Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Pickens County Habitat for Humanity Homeownership Program服务于在Clemson，South Carolina购房的购房者。

Pickens County Habitat for Humanity Homeownership Program的申请通过Pickens County Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。