Prisma Health Employer Assisted Housing Program

Prisma Health Employer Assisted Housing Program是面向Statewide县，South Carolina购房者的可免除贷款。 Employer-assisted housing program for full-time Prisma Health employees (SC's largest hospital system). Up to $10,000 forgivable second over 5 years at 0% interest. The Prisma Health Employer Assisted Housing Program (EAH) is a partnership between Prisma Health (South Carolina's largest hospital system) and Community Works to provide forgivable down payment assistance to full-time Prisma Health employees purchasing a home. Up to $10,000 in DPA is structured as a 0%-interest forgivable second mortgage, forgiven over 5 years of continued owner-occupancy and continued employment with Prisma Health. Eligible loan products include FHA, VA, USDA-RD, and conventional. Borrower must complete HUD-approved homebuyer education prior to closing. 资金来自Employer和CDFI。

Prisma Health Employer Assisted Housing Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven over 5 years of continued owner-occupancy. Unforgiven balance due on sale, refinance, transfer, non-owner-occupancy, or termination of Prisma Health employment before 5 years. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Prisma Health Employer Assisted Housing Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：620 minimum representative FICO across all borrowers per Community Works underwriting guidelines. 须参加购房者教育课程，由Community Works HUD-approved homebuyer education and one-on-one counseling.提供。 居住要求：Property must serve as borrower's principal residence; borrower must remain employed by Prisma Health throughout 5-year forgiveness period. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product overlays. Borrower must be a full-time Prisma Health employee in good standing. Property must be owner-occupied principal residence. Household income $59,200-$140,400. 620 minimum FICO. HUD-approved homebuyer education required prior to closing. $1,000 minimum borrower contribution.

Prisma Health Employer Assisted Housing Program将家庭收入限制在$140,400。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Prisma Health Employer Assisted Housing Program的房价上限如下：No CW-specific sales price cap; conforming loan limit applies via first-mortgage product. 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD和manufactured home on permanent foundation per servicer overlays. 新建房屋符合条件。 预制房屋符合条件。

Prisma Health Employer Assisted Housing Program在其服务群体中提到了医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Prisma Health Employer Assisted Housing Program服务于在Statewide县，South Carolina购房的购房者。

Prisma Health Employer Assisted Housing Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application submitted directly to Community Works at time of pre-approval.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。