Sea Island Habitat for Humanity Homeownership Program

Sea Island Habitat for Humanity Homeownership Program是面向Johns Island，South Carolina购房者的第一抵押贷款，由Sea Island Habitat for Humanity管理。 Affordable homeownership program for income-qualified families in the Charleston Sea Islands. Partner families purchase a Habitat-built home with a 0% interest, 30-year mortgage. Applicants must have income within HUD guidelines, a credit score of 600+, and complete 300-400 hours of sweat equity. 0% interest 30-year mortgage. No conventional mortgage required. Affordable monthly payment. Homeownership for low-to-moderate income families. 资金来自Private donations, ReStore proceeds, corporate/foundation grants.

Sea Island Habitat for Humanity Homeownership Program是第一抵押贷款，按Sea Island Habitat for Humanity设定的条款偿还。 触发还款的情形：Affordable 30-year 0% mortgage repaid monthly; sale/transfer typically triggers Habitat right of first refusal / shared-equity recapture (not published on site). 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Sea Island Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Credit score of 600 or above required. 须参加购房者教育课程，由Sea Island Habitat for Humanity homeownership preparation.提供。 居住要求：Serves Sea Islands / greater Charleston area (Johns Island, Wadmalaw, Kiawah/Seabrook area). 300-400 hours sweat equity; minimum 600 credit score; income within HUD guidelines; family selection committee approval.

Sea Island Habitat for Humanity Homeownership Program的收入限制如下：Household income must fall within HUD guidelines adjusted for family size (low-to-moderate income); specific dollar table not published on the homeownership page. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Sea Island Habitat for Humanity Homeownership Program的房价上限如下：Not applicable - Habitat builds/sells the home. 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Sea Island Habitat for Humanity Homeownership Program服务于在Johns Island，South Carolina购房的购房者。 该项目针对特定区域：Sea Islands of Charleston County (Johns Island and surrounding).

Sea Island Habitat for Humanity Homeownership Program的申请通过Sea Island Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application + family selection committee review.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。