Charleston Habitat for Humanity Homeownership Program

Charleston Habitat for Humanity Homeownership Program是面向Charleston，South Carolina购房者的第一抵押贷款，由Charleston Habitat for Humanity管理。 Affordable homeownership program for first-time, low-to-moderate income families in the greater Charleston area. Selected partner families purchase a Habitat-built home with a 0% interest affordable mortgage (monthly payment $500-$600 plus escrow). Eligibility is based on need, ability to repay, and willingness to partner (400-500 sweat-equity hours). A dedicated Veterans Build / Veterans Cottages track serves U.S. veterans with higher income limits. 0% interest affordable mortgage. Monthly payment ~$500-$600 plus escrow. Dedicated Veterans Build track. Builds generational wealth for LMI families. 资金来自Private donations, ReStore proceeds, sponsors/grants.

Charleston Habitat for Humanity Homeownership Program是第一抵押贷款，按Charleston Habitat for Humanity设定的条款偿还。 触发还款的情形：Affordable monthly mortgage payment ($500-$600 + escrow); standard Habitat resale restriction on sale/transfer. 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Charleston Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Not published as a hard cutoff on program page (ability to repay assessed). 须参加购房者教育课程，由Charleston Habitat (20 hours of financial education required).提供。 居住要求：Must live or work for the past 6 months in Awendaw, Charleston, Daniel Island, Huger, Isle of Palms, McClellanville, Mt. Pleasant, North Charleston, Sullivans Island, Wando, or West Ashley. Must live/work in listed Charleston-area communities 6+ months; 400-500 hours sweat equity; 20 hours financial education; $2,500 deposit + ~$6,000 closing costs; DD214 required for Veterans Build. STANDARD homeownership application acceptance period is CURRENTLY CLOSED (re-opens in cycles); Veterans Cottage applications referenced as available - confirm current status with affiliate before publishing.

Charleston Habitat for Humanity Homeownership Program将家庭收入限制在$94,000。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Charleston Habitat for Humanity Homeownership Program的房价上限如下：Not applicable - Habitat builds/sells the home. 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Charleston Habitat for Humanity Homeownership Program在其服务群体中提到了退伍军人。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Charleston Habitat for Humanity Homeownership Program服务于在Charleston，South Carolina购房的购房者。 该项目针对特定区域：Charleston, North Charleston, West Ashley and listed East Cooper/Sea Island communities.

Charleston Habitat for Humanity Homeownership Program的申请通过Charleston Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application cycle + eligibility quiz + selection (standard cycle CURRENTLY CLOSED; Veterans Build / Veterans Cottages ongoing).预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。