Sumter Habitat for Humanity Homeownership Program

Sumter Habitat for Humanity Homeownership Program是面向Sumter，South Carolina购房者的首付援助，由Sumter Habitat for Humanity管理。 Sumter Habitat for Humanity partners with qualified low-to-moderate-income households (50-80% AMI) in Sumter County to provide quality homes with affordable, below-market-interest mortgages and no down payment. Homebuyers complete 300 Homebuyer-in-Process sweat-equity hours (construction, ReStore, education, community engagement). Home types include new-build homes, refurbished 'Recycle' homes, and Senior Cottages. The application process can take up to 5 months with total time to closing up to 2 years. No down payment required. Affordable below-market/0% interest mortgage. New, refurbished, or senior-cottage homes. Homebuyer education. Pathway to build wealth. 资金来自Nonprofit; donations, ReStore proceeds, volunteer support。

Sumter Habitat for Humanity Homeownership Program是首付援助，按Sumter Habitat for Humanity设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Sumter Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为575。 须参加购房者教育课程，由Homebuyer education delivered within the required 300 Homebuyer-in-Process (HIP) sweat-equity hours提供。 居住要求：Must have lived in Sumter County for at least the last 12 months; willing to live within Sumter city limits。 Verified on the affiliate's official site (income charts dated May 2026). Habitat below-market/0% mortgage model (no fixed DPA dollar amount). Requires 300 HIP sweat-equity hours plus 10 Good-Faith hours; minimum credit score 575; 50-80% AMI; 12-month Sumter County residency; stable income (2 years employment, 1 year at current job); debt thresholds apply. Application cycle was CLOSED as of June 2026 (interest form open); program itself active.

Sumter Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Annual income must be 50%-80% of HUD AMI for the area. Income tables published on the affiliate site as image charts (separate Senior Cottage and Traditional Homeownership tables dated May 2026); income must be stable. GAP: dollar figures published as images and not extractable as text. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Sumter Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。

Sumter Habitat for Humanity Homeownership Program服务于在Sumter，South Carolina购房的购房者。

Sumter Habitat for Humanity Homeownership Program的申请通过Sumter Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。