GROW South Dakota Down Payment & Closing Cost Assistance (DPCC)

GROW South Dakota Down Payment & Closing Cost Assistance (DPCC)是面向Sisseton，South Dakota购房者的延期第二贷款，由GROW South Dakota管理。 Down payment and closing cost assistance for homebuyers purchasing in rural areas of South Dakota, as a 0% interest, deferred-payment second mortgage. GROW SD administers multiple funding sources (including the federal Capital Magnet Fund) under this DPCC umbrella. Typically $5,000-$7,500 (Capital Magnet Fund tier provides $7,500); amount varies by location, household income, and available funding. 资金来自Multiple sources incl. federal Capital Magnet Fund (CMF)。

GROW South Dakota Down Payment & Closing Cost Assistance (DPCC)提供$5,000至$7,500的援助。 援助档次：0% interest, deferred-payment, 30-year second mortgage. Loan terms cannot exceed 30 years (USDA RD exception). No ARMs. 金额是该项目公布的上限，并非报价——具体每人的援助金额由GROW South Dakota决定。

GROW South Dakota Down Payment & Closing Cost Assistance (DPCC)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Due when refinanced, sold/exchanged, ceases to be principal residence, or when the first mortgage reaches maturity/is paid in full, whichever comes first。 该援助以Second mortgage顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

GROW South Dakota Down Payment & Closing Cost Assistance (DPCC)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由HUD-approved homebuyer education course; confirm with GROW SD that the course meets the funding source's requirements提供。 General DPCC product (distinct from cataloged Sisseton-Wahpeton Oyate program). Income limit stated ~80% AMI county-by-county; exact 4-person $ limit, min credit/DTI/CLTV not published.

GROW South Dakota Down Payment & Closing Cost Assistance (DPCC)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

GROW South Dakota Down Payment & Closing Cost Assistance (DPCC)在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶、美洲印第安人和阿拉斯加原住民购房者、教育工作者、执法人员、消防员、医护人员、残障购房者和第一代购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

GROW South Dakota Down Payment & Closing Cost Assistance (DPCC)服务于在Sisseton，South Dakota购房的购房者。

GROW South Dakota Down Payment & Closing Cost Assistance (DPCC)的申请通过GROW South Dakota办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。