South Dakota Native Homeownership Coalition Down Payment Assistance Program

South Dakota Native Homeownership Coalition Down Payment Assistance Program是面向Kyle，South Dakota购房者的可免除贷款，由South Dakota Native Homeownership Coalition管理。 A statewide down payment assistance program from the South Dakota Native Homeownership Coalition to close the homeownership affordability gap for Native American families across South Dakota. Provides up to $10,000 to homebuyers who are clients of Coalition member organizations for down payment, closing costs, and other mortgage-financing expenses. Funds wired directly to the loan closing agent. Funded by the Northwest Area Foundation and Wells Fargo's Invest Native initiative. Up to $10,000 toward down payment, closing costs, and mortgage-financing expenses. 0% interest, non-amortizing. 100% forgivable after five years in the home.

South Dakota Native Homeownership Coalition Down Payment Assistance Program提供最高$10,000的援助。 援助档次：Single product; up to $10,000. 金额是该项目公布的上限，并非报价——具体每人的援助金额由South Dakota Native Homeownership Coalition决定。

South Dakota Native Homeownership Coalition Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven over five years of occupancy; if homebuyer leaves before five years, repayment is triggered per program policy. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

South Dakota Native Homeownership Coalition Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Homebuyer education course (typically delivered by Coalition member orgs: Mazaska, Four Bands, Lakota Funds, NeighborWorks DHR).提供。 Loan term: Non-amortizing forgivable second; forgiven after 5 years of occupancy.. Homebuyer must be enrolled in a federally recognized tribe or be Native Hawaiian; must not be an existing homeowner at closing; must be a client of a Coalition member org in good standing; complete homebuyer education; be approved for the mortgage; income <=115% AMI; DPA approval >=14 days before closing. First-come, first-served.

South Dakota Native Homeownership Coalition Down Payment Assistance Program将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 Household income may not exceed 115% of Area Median Income (AMI). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

South Dakota Native Homeownership Coalition Down Payment Assistance Program可用于Single Family。

South Dakota Native Homeownership Coalition Down Payment Assistance Program在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

South Dakota Native Homeownership Coalition Down Payment Assistance Program服务于在Kyle，South Dakota购房的购房者。

South Dakota Native Homeownership Coalition Down Payment Assistance Program的申请通过South Dakota Native Homeownership Coalition办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。