Affordable Housing Assistance

Affordable Housing Assistance是面向Murfreesboro，Tennessee购房者的可免除贷款。 Murfreesboro Community Development HUD HOME-funded forgivable second mortgage for FTHBs purchasing within Murfreesboro city limits. Up to $15,000 at 0% interest, deferred, forgiven over 5 years. 80% AMI ceiling. City of Murfreesboro Affordable Housing Assistance is a HUD HOME / CDBG-funded forgivable second mortgage administered by the City of Murfreesboro Community Development department. Eligible buyers receive up to $15,000 toward down payment and closing costs to purchase a primary residence within Murfreesboro city limits. The loan is 0% interest, deferred (no monthly payments), and forgivable over a 5-year HUD HOME affordability period. Pairs commonly with THDA Great Choice Plus. 资金来自Federal、HOME和City。

Affordable Housing Assistance在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven over 5-year HUD HOME affordability period (1/5 per year). Unforgiven balance due on sale/refi/transfer/non-occupancy before period end, limited to net proceeds. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Affordable Housing Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Standard HUD HOME exceptions. 关于信用，该项目说明：620 typical minimum FICO. 须参加购房者教育课程，由HUD-approved housing counseling agency required. Local providers include Affordable Housing Resources, Inc. (Nashville), United Housing, Inc. (Memphis), and Tennessee Valley Coalition. Online via eHome America accepted.提供。 居住要求：Property within Murfreesboro city limits; primary residence; 5-year affordability period. 公民身份或移民身份：Per HUD HOME federal eligibility. First-time homebuyer required (no homeownership in past 3 years; standard HOME exceptions). Household income at or below 80% AMI per HUD HOME limits for Nashville-Davidson-Murfreesboro-Franklin MSA (2025: $51,700 (1p) to $97,500 (8p)). Property must be within Murfreesboro city limits and used as primary residence. HUD-approved housing counseling required. Minimum $500 borrower contribution. Property must pass HQS / NSPIRE; pre-1978 housing subject to Lead Safe Housing Rule. 5-year HUD HOME affordability period.

Affordable Housing Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% AMI per HUD HOME for Nashville-Davidson-Murfreesboro-Franklin MSA. 2025 limits: $51,700 (1p) to $97,500 (8p). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Affordable Housing Assistance将房价上限设为$350,000。 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD, 2-unit (1 unit owner-occupied), manufactured home on permanent foundation per HOME / first-mortgage rules. 新建房屋符合条件。 预制房屋符合条件。

Affordable Housing Assistance在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Affordable Housing Assistance服务于在Murfreesboro，Tennessee购房的购房者。

Affordable Housing Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through Murfreesboro Community Development; subject to annual HOME / CDBG allocation.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。