City of Cleveland CDBG Down Payment Assistance Program

City of Cleveland CDBG Down Payment Assistance Program是面向Cleveland，Tennessee购房者的延期第二贷款，由City of Cleveland Development and Engineering Services Department; sub-recipients: Habitat for Humanity of Cleveland TN and City Fields CDC管理。 The City of Cleveland provides $6,000 in CDBG-funded down payment assistance per household to low-and-moderate-income homebuyers purchasing affordable homes newly constructed by Habitat for Humanity of Cleveland and City Fields CDC within the city's CDBG Target Area. Assistance is structured as a deferred loan repayable upon sale or transfer. The program operates under annual sub-recipient agreements and is governed by the 2024-2028 Five-Year Consolidated Plan; in the 2024-2025 program year Cleveland received $360,241 in CDBG entitlement funds and provided DPA to ten households. $6,000 down payment assistance (CDBG-funded). Deferred loan, no monthly payments. Targeted to newly constructed affordable homes in LMI neighborhoods. Delivered through partnership with Habitat for Humanity and City Fields CDC. 资金来自HUD Community Development Block Grant (CDBG); FY2024-2025 entitlement allocation $360,241。

City of Cleveland CDBG Down Payment Assistance Program提供最高$6,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Cleveland Development and Engineering Services Department; sub-recipients: Habitat for Humanity of Cleveland TN and City Fields CDC决定。

City of Cleveland CDBG Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, or refinance of the assisted property。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Cleveland CDBG Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Not specified in available documents; lender and Habitat/City Fields qualification required。

City of Cleveland CDBG Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income must not exceed 80% of Area Median Income (HUD LMI definition) for Bradley County; extremely low-income and low-income households prioritized. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Cleveland CDBG Down Payment Assistance Program可用于Single Family和New Construction。 新建房屋符合条件。 预制房屋不符合条件。

City of Cleveland CDBG Down Payment Assistance Program服务于在Cleveland，Tennessee购房的购房者。 该项目针对特定区域：CDBG Target Area within Cleveland city limits, concentrated in Blythe/Oldfield LMI community; includes Victory Cove, Foster Lane, and City Fields developments。

City of Cleveland CDBG Down Payment Assistance Program的申请通过City of Cleveland Development and Engineering Services Department; sub-recipients: Habitat for Humanity of Cleveland TN and City Fields CDC办理，该机构在其网站上公布现行条款和申请步骤。 资金通过first-come, first-served subject to availability; coordinated through sub-recipient nonprofit partners预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。