本页面由机器翻译。英文版本为原文。
City of Knoxville Down-Payment Assistance Program
City of Knoxville Down-Payment Assistance Program是面向Knoxville,Tennessee购房者的延期第二贷款,由City of Knoxville, Housing & Neighborhood Development Department管理。
该项目要求
- 房屋作为主要住所自住
- 居住要求:Home must be within Knoxville city limits and developed by a partner organization.
- Funds available ONLY for homes that are (or will be) developed by Home Source East Tennessee, Neighborhood Housing Inc., or East Tennessee Housing Development Corporation. The $10,000 / 10% cap is from secondary summaries; the official program page did not render numeric limits, so amount and income limits should be re-verified directly with the City. Reduced restrictions reportedly apply to police, firefighters, and teachers (needs primary-source confirmation).
- 位于Knoxville市界内的房屋
不适用于
- Knoxville以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Knoxville的房屋Knoxville的房屋
- 52.3% 独栋独栋住宅
- 4.9% 联排联排别墅
- 7.7% 2–4个单元2–4个单元
- 33.8% 5+个单元公寓和共管公寓楼(5+个单元)
- 1.3% 活动房屋及其他活动房屋及其他
$239,700
Knoxville房屋价值中位数
58.9%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Knoxville购房
如何申请
如何申请两个步骤,按此顺序
联系City of Knoxville, Housing & Neighborhood Development Department预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
City of Knoxville Down-Payment Assistance Program是什么?
City of Knoxville Down-Payment Assistance Program是面向Knoxville,Tennessee购房者的延期第二贷款,由City of Knoxville, Housing & Neighborhood Development Department管理。 City program to increase homeownership rates in Knoxville by providing down-payment assistance to income-eligible buyers. Assistance is available only on homes developed by the City's nonprofit partners. Down-payment assistance reported as up to 10% of the purchase price, capped at $10,000, for eligible homes within Knoxville city limits. 资金来自Federal - HUD (City of Knoxville HOME/CDBG)。
提供多少援助?
City of Knoxville Down-Payment Assistance Program提供最高$10,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由City of Knoxville, Housing & Neighborhood Development Department决定。
需要偿还吗?
City of Knoxville Down-Payment Assistance Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
City of Knoxville Down-Payment Assistance Program面向将房屋作为主要住所自住的购房者。 居住要求:Home must be within Knoxville city limits and developed by a partner organization. Funds available ONLY for homes that are (or will be) developed by Home Source East Tennessee, Neighborhood Housing Inc., or East Tennessee Housing Development Corporation. The $10,000 / 10% cap is from secondary summaries; the official program page did not render numeric limits, so amount and income limits should be re-verified directly with the City. Reduced restrictions reportedly apply to police, firefighters, and teachers (needs primary-source confirmation).
收入限制是多少?
City of Knoxville Down-Payment Assistance Program的收入限制如下:Low-income limits by household size (HUD-determined; specific figures not confirmed from primary source). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
适用于哪些地区?
City of Knoxville Down-Payment Assistance Program服务于在Knoxville,Tennessee购房的购房者。
如何申请?
City of Knoxville Down-Payment Assistance Program的申请通过City of Knoxville, Housing & Neighborhood Development Department办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Knoxville购房者面向Knoxville购房者的其他项目
- Downpayment Assistance Program可免除
- KCDC Homeownership Program (Section 8 Housing Choice Voucher Homeownership)可获援助
- Knoxville Area Habitat for Humanity Affordable Homeownership Mortgage第一抵押贷款
两个项目能否结合使用,由各机构决定。申请前请先询问。
Knoxville的全部77个项目项目条款由City of Knoxville, Housing & Neighborhood Development Department设定,并可能变化;申请前请在官方网站上确认。