KCDC Homeownership Program (Section 8 Housing Choice Voucher Homeownership)

KCDC Homeownership Program (Section 8 Housing Choice Voucher Homeownership)是面向Knoxville，Tennessee购房者的首付援助，由Knoxville's Community Development Corporation (KCDC)管理。 KCDC's Homeownership Program allows existing Section 8 Housing Choice Voucher participants to use their voucher assistance toward buying a home. Eligible first-time homebuyers must have participated in the voucher program for at least one year, be employed at least one year (elderly/disabled exempt), and have minimum annual earned income of $14,500. Participants make a 3% down payment (at least 1% from their own funds) and complete pre-purchase homeownership classes. Converts Section 8 voucher rental assistance into monthly homeownership assistance. Low 3% down payment requirement. Supports first-time buyers, elderly, and disabled households. Manufactured and newly constructed homes eligible. Homebuyer education and post-purchase support. 资金来自HUD Section 8 Housing Choice Voucher Program (Housing Choice Voucher Homeownership).

KCDC Homeownership Program (Section 8 Housing Choice Voucher Homeownership)是首付援助，按Knoxville's Community Development Corporation (KCDC)设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

KCDC Homeownership Program (Section 8 Housing Choice Voucher Homeownership)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由KCDC pre-purchase homeownership classes.提供。 居住要求：Existing KCDC Section 8 HCV participant for at least one year. Max term of homeownership assistance 15 years (20+ yr mortgage) or 10 years; no time limit for elderly/disabled. A HUD-approved lump-sum down payment grant option exists but HUD has not released funds. Assistance is a calculated monthly payment, not a fixed dollar figure.

KCDC Homeownership Program (Section 8 Housing Choice Voucher Homeownership)的收入限制如下：Minimum income of $14,500 annual earned income (elderly/disabled exceptions). Standard HUD HCV income eligibility; at least one year of HCV participation. Disabled exempt from minimum income/employment. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

KCDC Homeownership Program (Section 8 Housing Choice Voucher Homeownership)可用于Single Family、Condo、Manufactured和Other。 新建房屋符合条件。 预制房屋符合条件。

KCDC Homeownership Program (Section 8 Housing Choice Voucher Homeownership)在其服务群体中提到了残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

KCDC Homeownership Program (Section 8 Housing Choice Voucher Homeownership)服务于在Knoxville，Tennessee购房的购房者。

KCDC Homeownership Program (Section 8 Housing Choice Voucher Homeownership)的申请通过Knoxville's Community Development Corporation (KCDC)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。