Clarksville First-Time Homebuyers Down Payment Assistance Program

Clarksville First-Time Homebuyers Down Payment Assistance Program是面向Clarksville，Tennessee购房者的可免除贷款，由City of Clarksville, Neighborhood & Community Services (CNCS)管理。 DPA program for low-income first-time homebuyers to help income-eligible households with down payment and closing-cost assistance to purchase their first home within Clarksville city limits, funded by HUD HOME funds. Up to $25,000 in down payment and approved closing-cost assistance, subject to funding availability and a need-based underwriting assessment. 资金来自Federal - HUD HOME Investment Partnerships Program。

Clarksville First-Time Homebuyers Down Payment Assistance Program提供最高$25,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Clarksville, Neighborhood & Community Services (CNCS)决定。

Clarksville First-Time Homebuyers Down Payment Assistance Program在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Closing-cost assistance forgiven after 10 years if owner remains; DPA is a 10-year low-interest loan. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Clarksville First-Time Homebuyers Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由HUD-approved housing counseling agency; CNCS covers course costs for approved applicants.提供。 居住要求：Home must be within Clarksville city limits. Down payment assistance is a 10-year low-interest loan; closing-cost assistance is a zero-interest loan forgivable after 10 years if the owner remains in the property. Not all buyers qualify for the maximum; amount based on CNCS need assessment under HOME policy. Income and sales-price limit tables posted as image charts on the page (HUD-determined) and could not be transcribed numerically from the primary source.

Clarksville First-Time Homebuyers Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 No more than 80% of area median income (HUD-determined; chart posted as image on city page). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Clarksville First-Time Homebuyers Down Payment Assistance Program的房价上限如下：HUD-determined maximum sales-price limits apply (posted as image chart on city page).

Clarksville First-Time Homebuyers Down Payment Assistance Program服务于在Clarksville，Tennessee购房的购房者。

Clarksville First-Time Homebuyers Down Payment Assistance Program的申请通过City of Clarksville, Neighborhood & Community Services (CNCS)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。