Great Choice Plus - Amortizing

Great Choice Plus - Amortizing是面向Statewide，Tennessee购房者的需偿还的第二贷款。 THDA's 5% Great Choice Plus DPA paired with Great Choice FHA/VA/USDA first mortgage; structured as a 15-year amortizing second mortgage at the first-mortgage rate. Tiered amounts $6,000 / $7,500 / $10,000 / $15,000. 640 FICO minimum, $400K max purchase, county/HH-sized income limits ($92,300-$160,720). THDA's Great Choice Plus DPA - Amortizing variant - provides 5% of the home's sales price as a second mortgage (with fixed-amount tiers $6,000 / $7,500 / $10,000 / $15,000) paired with a THDA Great Choice FHA, VA, or USDA-RD first mortgage. The DPA second is amortized over 15 years at the same interest rate as the first mortgage, with regular monthly principal and interest payments alongside the first mortgage. Funds may be applied to down payment and/or closing costs. 资金来自State、Bond和HFA。

Great Choice Plus - Amortizing提供最高$15,000的援助。 购房者自付部分：Per first-mortgage product (3.5% FHA, 0% VA/USDA). 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Great Choice Plus - Amortizing是需偿还的第二贷款，按管理该项目的机构设定的条款偿还。 触发还款的情形：Monthly amortizing second mortgage和P&I payments for 15 years alongside the first mortgage. Balance due in full on sale, refinance, or transfer. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Great Choice Plus - Amortizing面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：FTHB requirement waived in federally designated targeted counties/tracts and for qualified veterans / active-duty service members. 关于信用，该项目说明：640 minimum FICO. 须参加购房者教育课程，由THDA-approved homebuyer education required (eHome America online or HUD-approved counseling agencies); certificate required at closing.提供。 居住要求：Property in Tennessee; primary residence. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien. Borrower must obtain a THDA Great Choice first mortgage (FHA, VA, or USDA-RD). First-time homebuyer required, except in federally designated targeted areas, for veterans / active-duty service members, or for qualified prior owners per IRS rules. Minimum 640 FICO. Maximum 45% DTI. Income within THDA Great Choice household limits ($92,300-$160,720 depending on county and HH size; verify schedule at thda.org). Max acquisition cost $400,000. THDA-approved homebuyer education required.

Great Choice Plus - Amortizing将家庭收入限制在$160,720。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Great Choice Plus - Amortizing将房价上限设为$400,000。 符合条件的房屋类型包括Single-family detached, condominium (FHA/VA/USDA-eligible), townhouse, PUD, manufactured home on permanent foundation per first-mortgage product. 1-unit only. 新建房屋符合条件。 预制房屋符合条件。

Great Choice Plus - Amortizing在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Great Choice Plus - Amortizing服务于在Statewide，Tennessee购房的购房者。 该项目针对特定区域：Federally designated targeted counties/census tracts where FTHB is waived and elevated income/purchase-price limits may apply.

Great Choice Plus - Amortizing的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过THDA Lender Online portal at time of rate lock.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。