HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC)

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC)是面向Johnson City，Tennessee购房者的第二抵押贷款，由HomeWorks Community Lending, LLC (affiliate of Eastern Eight Community Development Corporation)管理。 HomeWorks Community Lending (affiliated with Eastern Eight CDC) offers down payment assistance as a second mortgage to homebuyers in the 8-county Northeast Tennessee service area. The DPA follows the requirements of the first mortgage product used (USDA, FHA, VA, Conventional, Home Possible, HomeReady). Available to income-qualified buyers at or below 80% AMI. Eastern Eight CDC provides homebuyer education, financial counseling, and credit coaching. Second mortgage DPA layered with first mortgage. Full suite of first mortgage products available. Credit coaching for pre-qualification readiness. 资金来自HomeWorks Community Lending / Eastern Eight CDC / CDFI capital。

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC)是第二抵押贷款，按HomeWorks Community Lending, LLC (affiliate of Eastern Eight Community Development Corporation)设定的条款偿还。 触发还款的情形：Follows requirements of first mortgage product used。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Follows requirements of first mortgage; Home Possible/HomeReady require 620+ for all borrowers。 须参加购房者教育课程，由Homebuyer education may be required per first mortgage product (Eastern Eight CDC offers HBE)提供。 居住要求：Northeast Tennessee 8-county service area: Carter, Greene, Hancock, Hawkins, Johnson, Sullivan, Unicoi, Washington counties。 Specific DPA amount not published; contact HomeWorks at 423-930-9730.

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Subject to 80% Area Median Income limits for all persons on the loan (follows first mortgage income requirements). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC)的房价上限如下：Based on first mortgage product limits。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC)服务于在Johnson City，Tennessee购房的购房者。 该项目针对特定区域：Carter, Greene, Hancock, Hawkins, Johnson, Sullivan, Unicoi, and Washington counties in Northeast Tennessee。

HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC)的申请通过HomeWorks Community Lending, LLC (affiliate of Eastern Eight Community Development Corporation)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply directly through HomeWorks Community Lending预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。