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Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program
Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program是面向Sullivan县,Tennessee购房者的延期第二贷款,由Northeast Tennessee/Virginia HOME Consortium (Lead Entity: City of Bristol TN; delivery via First Tennessee Development District)管理。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 居住要求:Property within the Consortium service area (Bluff City, Bristol TN, Bristol VA, Johnson City, Kingsport, Sullivan County, Washington County).
- Assistance amount determined by a Subsidy Analysis based on applicant need; subject to funding availability. Applicants strongly encouraged to contact the FTDD before applying.
- 位于Sullivan County的房屋
不适用于
- Sullivan County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Sullivan County的房屋Sullivan County的房屋
- 70.2% 独栋独栋住宅
- 2.5% 联排联排别墅
- 5.9% 2–4个单元2–4个单元
- 10.9% 5+个单元公寓和共管公寓楼(5+个单元)
- 10.5% 活动房屋及其他活动房屋及其他
$213,300
Sullivan County房屋价值中位数
55%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Sullivan County购房
如何申请
如何申请两个步骤,按此顺序
联系Northeast Tennessee/Virginia HOME Consortium (Lead Entity: City of Bristol TN; delivery via First Tennessee Development District)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program是什么?
Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program是面向Sullivan县,Tennessee购房者的延期第二贷款,由Northeast Tennessee/Virginia HOME Consortium (Lead Entity: City of Bristol TN; delivery via First Tennessee Development District)管理。 Regional first-time homebuyer DPA from the multi-jurisdiction HOME Consortium serving Bluff City, Bristol TN, Bristol VA, Johnson City, Kingsport, Sullivan County, and Washington County. Provides a due-on-sale deferred-payment loan for down payment and/or closing costs, partnered with a mortgage lender. Between $1,000 and $15,000 in down payment and/or closing-cost assistance, amount based on need (subsidy analysis). 资金来自Federal - HUD HOME funds (plus other grant programs)。
提供多少援助?
Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program提供$1,000至$15,000的援助。 该项目可与其他援助结合使用,但须遵守各项目的规定。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Northeast Tennessee/Virginia HOME Consortium (Lead Entity: City of Bristol TN; delivery via First Tennessee Development District)决定。
需要偿还吗?
Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形:Due-on-sale (deferred payment loan; repaid on sale or transfer). 该援助以Subordinate lien (deferred, due-on-sale)顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 居住要求:Property within the Consortium service area (Bluff City, Bristol TN, Bristol VA, Johnson City, Kingsport, Sullivan County, Washington County). Assistance amount determined by a Subsidy Analysis based on applicant need; subject to funding availability. Applicants strongly encouraged to contact the FTDD before applying.
收入限制是多少?
Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program的收入限制如下:Low- and moderate-income households (HOME income limits; specific table not published on this page). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
适用于哪些地区?
Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program服务于在Sullivan县,Tennessee购房的购房者。
如何申请?
Northeast Tennessee Virginia HOME Consortium Affordable Home-Ownership Program的申请通过Northeast Tennessee/Virginia HOME Consortium (Lead Entity: City of Bristol TN; delivery via First Tennessee Development District)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Sullivan County购房者面向Sullivan County购房者的其他项目
- THDA New Start Loan Program最高$200,000
- The Housing Fund Down Payment Assistance最高$35,000
- FHLB Cincinnati Welcome Home Program (TN)最高$20,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Sullivan County的全部74个项目项目条款由Northeast Tennessee/Virginia HOME Consortium (Lead Entity: City of Bristol TN; delivery via First Tennessee Development District)设定,并可能变化;申请前请在官方网站上确认。