Oak Ridge Housing Authority Homebuyer Assistance Program

Oak Ridge Housing Authority Homebuyer Assistance Program是面向Oak Ridge，Tennessee购房者的可免除贷款，由Oak Ridge Housing Authority (ORHA)管理。 The Oak Ridge Housing Authority Homebuyer Assistance Program provides grant funds of up to $14,999 (based on need) to help income-eligible first-time homebuyers cover the down payment and closing costs for a home within the City of Oak Ridge. Funded by a THDA HOME grant, the assistance is a 5-year forgivable loan secured by a Grant Promissory Note and Deed of Trust. Funds are awarded first-come, first-served until depleted; qualified applicants receive a pre-approval award letter good for 120 days. Up to $14,999 toward down payment and closing costs. Fully forgivable after a 5-year compliance period. 0% interest, no monthly payments. 120-day pre-approval award letter. Assistance sent directly to closing. 资金来自Tennessee Housing Development Agency (THDA) HOME Investment Partnerships Program grant.

Oak Ridge Housing Authority Homebuyer Assistance Program提供最高$14,999的援助。 该项目可与An affordable first mortgage (rate within 1% of the THDA Great Choice rate).结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Oak Ridge Housing Authority (ORHA)决定。

Oak Ridge Housing Authority Homebuyer Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, transfer, refinance, conversion to rental/secondary residence, or non-compliance during the 5-year period. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Oak Ridge Housing Authority Homebuyer Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：FTHB defined as not having owned a home within the past three years. 须参加购房者教育课程，由Homebuyer Education Course; completed before closing.提供。 居住要求：Home within the City of Oak Ridge, TN (37830) city limits. FTHB = no home owned in past 3 years. Home within Oak Ridge (37830). Lender rate <=1% above THDA Great Choice. 14 days notice before closing. ORHA additional insured lienholder for the compliance period. Income limits (~80% AMI) not published on flyer; confirm with ORHA. Funds limited - confirm availability.

Oak Ridge Housing Authority Homebuyer Assistance Program的收入限制如下：THDA HOME low-to-moderate income limits, generally at or below 80% AMI by household size. Specific dollar limits not on the flyer; confirm with ORHA. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Oak Ridge Housing Authority Homebuyer Assistance Program可用于Single Family。

Oak Ridge Housing Authority Homebuyer Assistance Program服务于在Oak Ridge，Tennessee购房的购房者。

Oak Ridge Housing Authority Homebuyer Assistance Program的申请通过Oak Ridge Housing Authority (ORHA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served until depleted; pre-approval award letter good for 120 days (one 30-day extension).预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。