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全州项目第二贷款

THDA Homeownership for Heroes

THDA Homeownership for Heroes是面向Nashville,Tennessee购房者的第二抵押贷款,由Tennessee Housing Development Agency (THDA)管理。

最近核实于来源:Tennessee Housing Development Agency (THDA)

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程,由THDA-approved homebuyer education.提供
  • 居住要求:Property in Tennessee.
  • Enhanced tier of THDA Great Choice, distinct from base Great Choice Plus - reduced rate, FTHB waiver for military/veterans, targets heroes/first responders. DPA delivered via Great Choice Plus (0% deferred OR amortizing). Eligible heroes: military/National Guard/retired military, law enforcement, firefighters, EMTs/paramedics (counted under healthcare flag). Income/credit/acquisition limits follow standard Great Choice.
  • 位于Tennessee的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Tennessee的房屋

  • 68.3% 独栋
  • 3.8% 联排
  • 5.6% 2–4个单元
  • 14.1% 5+个单元
  • 8.3% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$286,700

Tennessee房屋价值中位数

40.8%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。

如何申请

  1. 参加购房者教育课程

    项目要求,由THDA-approved homebuyer education.提供。

  2. 联系Tennessee Housing Development Agency (THDA)预留资金

    资金通过Through THDA-approved lenders under greatchoicetn.com.预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

THDA Homeownership for Heroes是什么?

THDA Homeownership for Heroes是面向Nashville,Tennessee购房者的第二抵押贷款,由Tennessee Housing Development Agency (THDA)管理。 Homeownership for Heroes is an enhanced THDA Great Choice Home Loan tier honoring military, veterans, and first responders. Eligible heroes receive a reduced first-mortgage interest rate, up to $15,000 or 5% of the purchase price in down payment assistance, and the ability to borrow up to 100% of the purchase price with a VA or USDA-RD loan (96.5% FHA). For qualified military and veterans, the first-time homebuyer requirement is waived statewide. Reduced first-mortgage interest rate for heroes. Up to $15,000 or 5% of purchase price in DPA. First-time buyer requirement waived for qualified military/veterans. Finance up to 100% with VA or USDA-RD. Statewide through THDA-approved lenders. 资金来自Tennessee Housing Development Agency (state HFA bond program).

提供多少援助?

THDA Homeownership for Heroes提供最高$15,000的援助。 援助档次:Heroes tier: reduced first-mortgage interest rate plus up to $15,000 or 5% of purchase price in DPA; FTHB requirement waived statewide for qualified military/veterans. 该项目可与Bundled with the THDA Great Choice first mortgage and Great Choice Plus DPA.结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Tennessee Housing Development Agency (THDA)决定。

需要偿还吗?

THDA Homeownership for Heroes是第二抵押贷款,按Tennessee Housing Development Agency (THDA)设定的条款偿还。 触发还款的情形:DPA delivered through the Great Choice Plus second loan (deferred forgivable or amortizing) attached to the Great Choice first mortgage. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

THDA Homeownership for Heroes面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由THDA-approved homebuyer education.提供。 居住要求:Property in Tennessee. Enhanced tier of THDA Great Choice, distinct from base Great Choice Plus - reduced rate, FTHB waiver for military/veterans, targets heroes/first responders. DPA delivered via Great Choice Plus (0% deferred OR amortizing). Eligible heroes: military/National Guard/retired military, law enforcement, firefighters, EMTs/paramedics (counted under healthcare flag). Income/credit/acquisition limits follow standard Great Choice.

收入限制是多少?

THDA Homeownership for Heroes的收入限制如下:Follows standard THDA Great Choice income and acquisition-cost limits by county and household size; not restated on the Heroes flyer. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

THDA Homeownership for Heroes的房价上限如下:Subject to THDA Great Choice acquisition-cost limits by county. 符合条件的房屋类型包括Single Family。

是否有针对特定群体的资格?

THDA Homeownership for Heroes在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、执法人员、消防员和医护人员。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

THDA Homeownership for Heroes服务于在Nashville,Tennessee购房的购房者。

如何申请?

THDA Homeownership for Heroes的申请通过Tennessee Housing Development Agency (THDA)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Through THDA-approved lenders under greatchoicetn.com.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Tennessee Housing Development Agency (THDA)设定,并可能变化;申请前请在官方网站上确认。