Austin Down Payment Assistance Program

Austin Down Payment Assistance Program是面向Austin，Texas购房者的可免除贷款。 City of Austin program providing up to $40,000 as a 0% interest forgivable loan for down payment and closing costs. Loan is forgiven after 10 years of owner-occupancy (or 5 years for amounts under $15,000). Available to first-time homebuyers at or below 80% AMI purchasing within Austin city limits. Up to $40,000 forgivable loan for down payment, closing costs, and pre-paid expenses. 0% interest rate. no monthly payments. forgiven after 10 years of owner-occupancy (5 years for amounts under $15,000). available to households at or below 80% AMI. minimum $500 earnest money contribution required. 资金来自Local Government。

Austin Down Payment Assistance Program提供最高$40,000的援助。 该项目要求购房者自付$500。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Austin Down Payment Assistance Program在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale、Refinance和Transfer of Title。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Austin Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Not owned home in last 3 years; displaced homemakers or single parents may qualify regardless。 须参加购房者教育课程。 Must purchase within Austin city limits (Full Purpose jurisdiction). First-time homebuyer required (not owned in last 3 years; displaced homemakers/single parents exempt). Minimum $500 earnest money contribution required. HUD-approved homebuyer education certificate required prior to closing. Property must be single-family home or condominium.

Austin Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 1 person: $55,400; 2 person: $63,300; 3 person: $71,200; 4 person: $78,750; 5 person: $85,100 (2025 limits). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Austin Down Payment Assistance Program将房价上限设为$440,000。 符合条件的房屋类型包括Single Family和Condo。

Austin Down Payment Assistance Program服务于在Austin，Texas购房的购房者。

Austin Down Payment Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。