hey prescott.
See what you qualify for

Down payment assistance income limits in Texas

128 down payment assistance programs in Texas publish an income limit, a purchase price cap, or both.

Every figure below is the limit the administering agency publishes. Limits are revised as area incomes and local prices move, so confirm current figures with the agency before relying on them.

Area median income by county

HUD's published four-person area median income for each Texas county. A program that sets its limit at a percentage of area median income applies that percentage to the figure for the county where the home is, adjusted for household size.

HUD four-person area median income by county in Texas
CountyPublished4-person median
Anderson2026$78,300
Andrews2026$99,800
Angelina2026$79,100
Aransas2026$86,800
Archer2026$91,200
Armstrong2026$90,700
Atascosa2026$86,100
Austin2026$104,000
Bailey2026$86,000
Bandera2026$100,600
Bastrop2026$134,400
Baylor2026$70,800
Bee2026$81,900
Bell2026$85,100
Bexar2026$100,600
Blanco2026$106,700
Borden2026$72,500
Bosque2026$85,100
Bowie2026$78,300
Brazoria2026$126,000
Brazos2026$104,600
Brewster2026$80,100
Briscoe2026$64,400
Brooks2026$51,700
Brown2026$75,800
Burleson2026$104,600
Burnet2026$97,000
Caldwell2026$134,400
Calhoun2026$97,400
Callahan2026$92,100
Cameron2026$64,600
Camp2026$80,200
Carson2026$90,700
Cass2026$70,800
Castro2026$61,100
Chambers2026$104,000
Cherokee2026$72,700
Childress2026$76,600
Clay2026$91,200
Cochran2026$57,000
Coke2026$57,700
Coleman2026$69,200
Collin2026$121,100
Collingsworth2026$73,500
Colorado2026$92,900
Comal2026$100,600
Comanche2026$83,100
Concho2026$78,700
Cooke2026$99,400
Coryell2026$85,100
Cottle2026$73,700
Crane2026$81,200
Crockett2026$83,700
Crosby2026$90,900
Culberson2026$63,400
Dallam2026$90,900
Dallas2026$121,100
Dawson2026$73,200
Deaf Smith2026$66,700
Delta2026$93,000
Denton2026$121,100
Dewitt2026$77,500
Dickens2026$69,000
Dimmit2026$50,500
Donley2026$85,000
Duval2026$70,100
Eastland2026$74,300
Ector2026$91,100
Edwards2026$53,300
El Paso2026$73,400
Ellis2026$121,100
Erath2026$91,200
Falls2026$76,100
Fannin2026$89,400
Fayette2026$98,200
Fisher2026$73,600
Floyd2026$67,700
Foard2026$88,000
Fort Bend2026$104,000
Franklin2026$86,300
Freestone2026$81,600
Frio2026$72,000
Gaines2026$87,900
Galveston2026$104,000
Garza2026$78,000
Gillespie2026$109,300
Glasscock2026$144,200
Goliad2026$81,300
Gonzales2026$72,600
Gray2026$77,400
Grayson2026$95,300
Gregg2026$80,600
Grimes2026$89,500
Guadalupe2026$100,600
Hale2026$68,700
Hall2026$59,400
Hamilton2026$93,200
Hansford2026$100,400
Hardeman2026$87,900
Hardin2026$87,700
Harris2026$104,000
Harrison2026$77,100
Hartley2026$105,600
Haskell2026$79,400
Hays2026$134,400
Hemphill2026$119,400
Henderson2026$76,400
Hidalgo2026$64,000
Hill2026$84,300
Hockley2026$80,300
Hood2026$108,700
Hopkins2026$88,600
Houston2026$81,100
Howard2026$90,600
Hudspeth2026$60,200
Hunt2026$121,100
Hutchinson2026$100,800
Irion2026$90,900
Jack2026$81,100
Jackson2026$85,000
Jasper2026$74,400
Jeff Davis2026$83,700
Jefferson2026$87,700
Jim Hogg2026$50,800
Jim Wells2026$64,100
Johnson2026$110,300
Jones2026$92,100
Karnes2026$86,000
Kaufman2026$121,100
Kendall2026$139,700
Kenedy2026$83,700
Kent2026$97,300
Kerr2026$96,200
Kimble2026$100,400
King2026$83,700
Kinney2026$77,800
Kleberg2026$77,900
Knox2026$71,500
La Salle2026$59,600
Lamar2026$84,800
Lamb2026$78,600
Lampasas2026$106,300
Lavaca2026$91,500
Lee2026$89,100
Leon2026$79,200
Liberty2026$104,000
Limestone2026$71,800
Lipscomb2026$86,200
Live Oak2026$78,200
Llano2026$96,000
Loving2026$83,700
Lubbock2026$90,900
Lynn2026$90,000
Madison2026$92,900
Marion2026$79,900
Martin2026$100,700
Mason2026$97,000
Matagorda2026$74,100
Maverick2026$61,700
Mcculloch2026$85,400
Mclennan2026$90,300
Mcmullen2026$61,400
Medina2026$101,000
Menard2026$91,000
Midland2026$108,900
Milam2026$85,900
Mills2026$81,500
Mitchell2026$95,400
Montague2026$86,400
Montgomery2026$104,000
Moore2026$73,600
Morris2026$74,900
Motley2026$74,300
Nacogdoches2026$64,100
Navarro2026$84,700
Newton2026$69,200
Nolan2026$64,900
Nueces2026$83,700
Ochiltree2026$91,300
Oldham2026$87,300
Orange2026$87,700
Palo Pinto2026$84,900
Panola2026$90,400
Parker2026$110,300
Parmer2026$77,900
Pecos2026$85,400
Polk2026$77,300
Potter2026$90,700
Presidio2026$83,700
Rains2026$75,500
Randall2026$90,700
Reagan2026$86,500
Real2026$67,300
Red River2026$63,600
Reeves2026$76,900
Refugio2026$79,400
Roberts2026$89,500
Robertson2026$104,600
Rockwall2026$121,100
Runnels2026$73,900
Rusk2026$87,900
Sabine2026$81,500
San Augustine2026$65,300
San Jacinto2026$80,500
San Patricio2026$83,700
San Saba2026$73,500
Schleicher2026$96,300
Scurry2026$84,400
Shackelford2026$100,600
Shelby2026$63,000
Sherman2026$90,900
Smith2026$97,300
Somervell2026$106,800
Starr2026$38,700
Stephens2026$77,400
Sterling2026$109,000
Stonewall2026$98,100
Sutton2026$74,500
Swisher2026$54,600
Tarrant2026$110,300
Taylor2026$92,100
Terrell2026$75,100
Terry2026$61,600
Throckmorton2026$78,400
Titus2026$76,500
Tom Green2026$90,900
Travis2026$134,400
Trinity2026$73,100
Tyler2026$74,400
Upshur2026$80,600
Upton2026$78,900
Uvalde2026$67,400
Val Verde2026$77,600
Van Zandt2026$86,700
Victoria2026$81,300
Walker2026$84,400
Waller2026$104,000
Ward2026$80,800
Washington2026$101,600
Webb2026$74,000
Wharton2026$85,500
Wheeler2026$76,500
Wichita2026$91,200
Wilbarger2026$81,300
Willacy2026$64,200
Williamson2026$134,400
Wilson2026$100,600
Winkler2026$107,100
Wise2026$112,300
Wood2026$85,700
Yoakum2026$96,200
Young2026$91,000
Zapata2026$43,800
Zavala2026$48,100

Published limits by program

Published income limits and purchase price caps by program in Texas
ProgramIncome limitPrice cap
5 Star Texas Advantage ProgramStatewide · Statewide$181,950Income limits set by SETH. Cited range $45,040-$181,950 reflects lowest county to highest high-cost MSA limit. Verify exact limit on SETH website for property county.—
Abilene First Time Homebuyer ProgramAbilene · Taylor80% of area median incomeMust meet HUD income limits based on income and family composition—
American National Bank of Texas DPA ProgramSee programProperty must be in a census tract with >50% minority population and/or a low or moderate income level tract within eligible North Texas counties—
Arlington Homebuyer's Assistance Program (AHAP)Arlington · Tarrant80% of area median income80% AMI for Dallas-Fort Worth-Arlington MSA per HUD; 1-person $57,050 / 4-person $81,500 / 8-person $107,600 (2025 limits).$305,000
Arlington Homebuyers Assistance ProgramArlington · Tarrant80% of area median income—
Austin Down Payment Assistance ProgramAustin · Travis80% of area median income1 person: $55,400; 2 person: $63,300; 3 person: $71,200; 4 person: $78,750; 5 person: $85,100 (2025 limits)$440,000
Austin Habitat for Humanity Homeownership ProgramAustin · Travis80% of area median incomeHousehold income at or below 80% of HUD Median Family Income for Austin-Round Rock MSA. 2025 limits: 1-person $72,950; 4-person $104,200$152,000
Austin Habitat New Home Construction ProgramAustin · Travis80% of area median income30-80% MFI for Austin-Round Rock-Georgetown MSA per HUD; 1-person $68,500 / 4-person $97,800 / 8-person $129,100 (2025 limits).$260,000
Baytown Down Payment Assistance ProgramBaytown · Harris80% of area median incomeHousehold income at or below 80% of area median income$180,000
Beaumont Down Payment Assistance ProgramBeaumont · Jefferson80% of area median incomeHousehold income between 30%–80% AMI$150,000
Brownsville Down Payment Assistance ProgramBrownsville · Cameron80% of area median incomeHousehold income at or below 80% of the Brownsville area median family income by household size—
Bryan Homebuyer Assistance ProgramBryan · Brazos80% of area median incomeHousehold income at or below 80% of area median income$273,000
Buying Power ProgramGrand Prairie · Dallas|Tarrant80% of area median income<=80% AMI Dallas-Fort Worth-Arlington MSA: $53,600 (1-person) to $108,900 (8-person) HH size.$300,000
Capital Area Housing Finance Corporation + TDHCA Partnership DPA120% of area median incomeFamilies with incomes between 80-120% of Area Median Income (AMI); TDHCA income limits apply for first mortgage—
Chenoa Fund FHA Down Payment Assistance - ForgivableSee programNo income limits—
Chenoa Fund FHA Down Payment Assistance - RepayableSee programNo income limits for repayable option—
College Station Down Payment Assistance ProgramCollege Station · Brazos80% of area median incomeHousehold income at or below 80% of area median household income; max $20,000 liquid assets—
Conventional Loans with Down Payment Assistance80% of area median incomeVaries by program; typically up to 80%–120% AMI depending on provider—
Corpus Christi Homebuyer Assistance ProgramCorpus Christi · Nueces80% of area median income1 person: $38,850; 2 person: $44,400; 3 person: $49,950; 4 person: $55,450; 5 person: $59,900 (2024 Nueces County limits)$238,000
Dallas Anti-Displacement Program (DHAP 10)Dallas · Dallas120% of area median incomeHousehold income between 50% and 120% of AMI; must have lived in City of Dallas for at least 10 cumulative years—
Dallas Area Habitat for Humanity Down Payment AssistanceDallas · DallasSee programMust fall within HUD Area Median Income guidelines for Dallas County—
Dallas County UPCAP ProgramDallas80% of area median incomeLow-to-moderate income households; follows 80% AMI guidelines for Dallas County—
Dallas Homebuyer AssistanceDallas · Dallas80% of area median income1 person: $54,950; 2 persons: $62,800; 3 persons: $70,650; 4 persons: $78,500; 5 persons: $84,800; 6 persons: $91,100$342,000
Denton Homebuyer Assistance ProgramDenton · Denton80% of area median incomeHousehold income at or below 80% of AMI by household size—
Denton Homebuyers Assistance ProgramDenton · Denton80% of area median income—
Down Payment AssistanceCollege Station · Brazos80% of area median income<=80% AMI Bryan-College Station MSA: $49,500 (1-person) to $93,350 (8-person) HH size.—
Down Payment Assistance ProgramBryan · Brazos80% of area median income<=80% AMI Bryan-College Station MSA: $49,050 (1-person) to $93,350 (8-person) HH size.$251,000
Down Payment Assistance Program (DAP)Harris80% of area median income80% AMI for Houston-The Woodlands-Sugar Land MSA per HUD; 1-person $53,000 / 4-person $75,650 / 8-person $99,950 (2025 limits).$292,000
El Paso First-Time Homebuyer ProgramEl Paso · El Paso80% of area median income$184,000
El Paso Housing Finance Corporation Mi Casa Grant ProgramEl Paso · El PasoSee programNon-targeted areas: $90,600 (1-2 people), $105,340 (3+ people); Targeted areas: $109,920 (1-2 people), $128,240 (3+ people)—
El Paso Housing Finance Corporation Welcome Home El Paso GrantEl Paso · El PasoSee program$90,100 for households of 1-2; $103,615 for households of 3+$349,525
FHA LoansSee programNo income limit for FHA loans—
FHLBank Dallas HAVEN Program165% of area median incomeAt or below 165% of Area Median Income for the household location—
FHLBank Dallas HELP Program80% of area median incomeAt or below 80% of Area Median Income as defined by HUD—
First Responders Homebuyer Assistance Program (FRHAP)San Antonio · Bexar120% of area median incomeIncome limits scale to first responder profession; typical ceiling at 120% AMI San Antonio MSA. Verify current schedule with NHSD.—
First Time Home Buyer (FTHB)Longview · Gregg80% of area median income30%-80% AMI Longview MSA: $16,350 (30% AMI 1-person floor) to $82,250 (80% AMI 8-person ceiling).—
First Time Home Buyer Program - HOMEWichita Falls · Wichita80% of area median income<=80% AMI Wichita Falls MSA: $45,600 (1-person) to $85,950 (8-person) HH size.$209,000
First Time Homebuyer programAbilene · Taylor80% of area median incomeIncome limits at 80% AMI Abilene MSA by HH size: $45,100 (1) to $85,000 (8). Updated annually.—
First Time Homebuyer's ProgramTexas City · Galveston80% of area median income30%-80% AMI Houston-The Woodlands-Sugar Land MSA: $19,900 (30% AMI floor) to $99,950 (80% AMI ceiling) by HH size.—
First Time Homebuyer's Program (FTHB)Tyler · Smith80% of area median income<=80% AMI Tyler MSA: $46,550 (1-person) to $87,800 (8-person) HH size.—
First Time Homebuyers Assistance and Educational Program (FTHB) - CDBGPlano · Collin80% of area median income80% AMI for Dallas-Fort Worth-Arlington MSA per HUD; 1-person $61,800 / 4-person $88,300 / 8-person $116,500 (2025 limits).$418,000
First Time Homebuyers Assistance and Educational Program (FTHB) - HOMEPlano · Collin80% of area median income60-80% AMI for Dallas-Fort Worth-Arlington MSA per HUD; 1-person 60% AMI $46,380 / 1-person 80% AMI $61,800 / 8-person 80% AMI $116,500 (2025 limits). Tiered assistance amount by income tier.$418,000
Fort Bend County Down Payment Assistance ProgramFort Bend120% of area median incomeHousehold income at or below 120% of Area Median Income (AMI)—
Fort Worth Homebuyer Assistance Program (HAP)Fort Worth · Tarrant80% of area median income—
Frisco Down Payment Assistance ProgramFrisco · Collin80% of area median income—
Galveston County Down Payment AssistanceGalvestonSee programIncome-eligible first-time homebuyers; income limits per HOME program guidelines—
Galveston First Time Homebuyers ProgramGalveston · Galveston80% of area median incomeHousehold income at or below 80% of Area Median Income per HUD guidelines—
Grand Prairie Buying Power ProgramGrand Prairie · Dallas80% of area median income—
Guild Arrive Home Program160% of area median incomeBorrowers must earn up to 160% of area median income (AMI)—
Harris County Down Payment Assistance ProgramHarris80% of area median income$261,000
Harris County Housing Finance Corporation + TDHCA Partnership DPAHarrisSee programMust meet TDHCA My First Texas Home income limits for Harris County—
Harris County Housing Finance Corporation Down Payment AssistanceHouston · Harris80% of area median incomeHousehold income at or below 80% AMI; see HCHFC income limit chart for household size—
Harvey Homebuyer Assistance ProgramHouston · Harris120% of area median incomeUp to 120% AMI for Houston-The Woodlands-Sugar Land MSA per HUD CDBG-DR; 1-person $66,550 / 4-person $95,000 / 8-person $125,450 (2025 limits).—
Hill Country Home Down Payment Assistance ProgramMulti-County · Multi-County$138,460Income limits set by Travis County HFC and vary by household size. Cited range $79,120-$138,460 reflects 1-2 person to 3+ person tiering for the Hill Country region (Austin-Round Rock MSA and adjacent counties).$364,452
Home Ownership Program for Employees (HOPE)San Antonio · Bexar120% of area median incomeIncome limits typically up to 120% AMI San Antonio MSA; verify current schedule with NHSD.—
Home Sweet Texas115% of area median income—
Home Sweet Texas Home Loan Program - 3-Year Deferred Forgivable 2nd LienStatewide · Statewide$201,460Income limits set by TSAHC and vary by county and household size. Cited range $23,500-$201,460 reflects lowest 1-2 person rural-county to highest 3+ person high-cost MSA limit. Verify exact limit on TSAHC's income limits page for Home Sweet Texas Home.—
Home Sweet Texas Home Loan Program - GrantStatewide · Statewide$201,460Income limits set by TSAHC. Cited range $123,500-$201,460 reflects 4-person low-tier through 3+ person high-cost MSA limit. Grant tier targets moderate-to-higher income borrowers vs the 2nd-lien forgivable tier which serves lower-income borrowers. Verify exact limit on TSAHC's income limits page.—
Homebuyer Assistance (HBA) ProgramBrownsville · Cameron80% of area median income<=80% AMI Brownsville-Harlingen MSA: $38,150 (1-person) to $71,900 (8-person) HH size.—
Homebuyer Assistance ProgramCorpus Christi · Nueces80% of area median income<=80% AMI Corpus Christi MSA: $38,850 (1-person) to $73,200 (8-person) HH size.$238,000
Homebuyer Assistance Program - CDBGBaytown · Harris80% of area median income<=80% AMI Houston-The Woodlands-Sugar Land MSA: $53,000 (1-person) to $99,950 (8-person) HH size. Updated annually.$180,000
Homebuyer Assistance Program (HAP)Houston · Harris80% of area median income80% AMI for Houston-The Woodlands-Sugar Land MSA per HUD; 1-person $53,000 / 4-person $75,650 / 8-person $99,950 (2025 limits).—
Homebuyer Assistance Program (HAP) - HOME Investment Partnership ProgramSan Angelo · Tom Green80% of area median income<=80% AMI San Angelo MSA: $43,700 (1-person) to $82,400 (8-person) HH size.$266,000
Homebuyer Down Payment AssistanceWaco · McLennan80% of area median income<=80% AMI Waco MSA: $45,550 (1-person) to $85,950 (8-person) HH size.—
Homebuyer Down Payment Assistance ProgramIrving · Dallas80% of area median income80% AMI for Dallas-Fort Worth-Arlington MSA per HUD; 1-person $61,800 / 4-person $88,300 / 8-person $116,500 (2025 limits).—
Homeownership Across Texas115% of area median income—
Homeownership Incentive Program (HIP 120)San Antonio · Bexar120% of area median income80%-120% AMI San Antonio MSA: range from approximately $81,150 (1-person 80% AMI floor) to $153,000 (8-person 120% AMI ceiling) by household size. Updated annually.$325,800
Homeownership Incentive Program (HIP 80)San Antonio · Bexar80% of area median income<=80% AMI San Antonio MSA: range from approximately $54,150 (1-person) to $102,050 (8-person) by household size. Updated annually per HUD.$278,000
Homes for Heroes Healthcare Workers ProgramSee programNo income limit—
Homes for Texas Heroes115% of area median income—
Homes for Texas Heroes Home Loan Program - 3-Year Deferred Forgivable 2nd LienStatewide · Statewide$201,460Income limits set by TSAHC. Cited range $23,842-$201,460 reflects lowest 1-2 person rural-county to highest 3+ person high-cost MSA limit. The 2nd-lien forgivable tier serves lower-income Heroes; higher-income Heroes use the Grant option.—
Homes for Texas Heroes Home Loan Program - GrantStatewide · Statewide$201,460Income limits set by TSAHC. Cited range $123,500-$201,460 reflects 4-person low-tier through 3+ person high-cost MSA limit. Grant tier targets moderate-to-higher income Heroes; lower-income Heroes should compare the 2nd-lien forgivable option ($23,842 floor).—
Housing Authority of Bexar County FSS ProgramBexarSee programMust be a Housing Choice Voucher (HCV) or Public Housing participant; income increases tracked to determine escrow credit—
Houston First-Time Homebuyers ProgramHouston · Harris80% of area median income—
Houston Habitat for Humanity Down Payment AssistanceHouston · HarrisSee programHousehold gross income between $50,000–$80,900 (family of 4); 50%–80% AMI for Houston MSA—
Jefferson County Down Payment AssistanceJefferson80% of area median incomeHousehold income between 30% and 80% of Area Median Income—
Legacy CDC Down Payment AssistanceBeaumont · Jefferson80% of area median incomeHousehold income between 30% and 80% of Area Median Income—
LoanDepot Zero-Down ProgramSee programNo AMI income limits; borrowers must qualify for FHA loan and meet DTI requirements—
Longview First Time Home Buyer ProgramLongview · Gregg80% of area median incomeLow income household (up to 80% AMI). Single person up to ~$47,600; family of 4 up to ~$68,000—
McKinney Housing Finance Corporation + TDHCA Partnership DPAMcKinney · CollinSee programMust meet TDHCA income limits for Collin County; My First Texas Home (non-My Choice) only—
Mesquite Down Payment Assistance ProgramMesquite · Dallas80% of area median income—
Middle Income Homeownership ProgramSan Antonio · Bexar80% of area median incomeIncome limits scale by household size at 80% AMI San Antonio-New Braunfels MSA: ranging from approximately $49,150 (1 person) to $92,700 (8 person). Updated annually by HUD.—
Midland Homebuyer Assistance ProgramMidland · Midland80% of area median incomeLow-income first-time homebuyers must meet HUD income guidelines for household size—
Montgomery County Home Fund ProgramConroe · Montgomery80% of area median income<=80% AMI Houston-The Woodlands-Sugar Land MSA: $52,200 (1-person) to $98,450 (8-person) HH size.$268,000
My Choice Texas HomeStatewide · Statewide$244,630Income limits vary by county and household size and reflect statewide TBA execution rather than IRS bond rules. The cited range $43,200-$244,630 spans the lowest 1-2 person rural-county figure to the highest 3+ person high-cost MSA figure (Austin-Round Rock, Collin/Dallas, Travis). Verify exact limit for your county and household size on the TDHCA income/purchase price limits page.—
My First Texas HomeStatewide · Statewide$187,320Income limits set by IRS Mortgage Revenue Bond rules; vary by county/MSA, household size (1-2 vs 3+), and target/non-target status. Cited range $98,800-$187,320 reflects 1-2 person non-target lowest county to 3+ person target high-cost MSA limit (Austin-Round Rock, Collin/Dallas, Travis County). Verify exact limit on TDHCA income & purchase price limits page.$928,431
MyHome PlusStatewide · Statewide$181,950Income limits set by SETH. Cited range $45,040-$181,950 reflects lowest county to highest high-cost MSA limit. Verify exact limit on SETH website for property county.—
Neighborhood Housing Services of San AntonioSan Antonio · BexarSee programMust meet NHS income guidelines; targets low-to-moderate income households in Bexar County—
NeighborhoodLIFT Program80% of area median incomeAt or below 80% AMI (varies by metro)—
Nueces County Down Payment AssistanceCorpus Christi · Nueces80% of area median incomeHousehold income at or below 80% of Area Median Income. Income limit example: $55,450 for family of four$173,000
Odessa Homebuyer Assistance ProgramOdessa · Ector80% of area median incomeAt or below 80% of Area Median Income$270,632
Plano First-Time Homebuyers Assistance ProgramPlano · Collin80% of area median income—
Port Arthur Homebuyer ProgramPort Arthur · Jefferson80% of area median incomeHousehold income between 30%–80% of area median income (HUD-defined, adjusted for family size)—
Public Servant Next Door ProgramSee programVaries by location; income-qualified based on local DPA program accessed—
San Angelo First-Time Homebuyers ProgramSan Angelo · Tom Green80% of area median income—
San Antonio HIP 120 (Homeownership Incentive Program)San Antonio · Bexar120% of area median incomeHousehold income at or below 120% AMI (for households above 80% AMI)$325,800
San Antonio HIP 80 (Homeownership Incentive Program)San Antonio · Bexar80% of area median incomeHousehold income at or below 80% AMI. 2024 limits: 1-person $49,600; 4-person $70,800$278,000
San Antonio Homeownership Incentive Program (HIP 120)San Antonio · Bexar120% of area median income81%-120% AMI; 2025 limits: 1 person: $81,150; 2 persons: $92,700; 3 persons: $104,300; 4 persons: $115,800; 5 persons: $125,100; 6 persons: $134,300; 7 persons: $143,600; 8 persons: $152,850$305,200
SETH MyHome Plus ProgramSee programMust meet program income limits by county; no maximum sales price limit—
Targeted Down Payment Assistance ProgramFrisco · Collin120% of area median income120% AMI for Dallas-Fort Worth-Arlington MSA per HUD; 4-person $144,567 (2025 limits). Income limits scale with household size.$563,500
Tarrant County Homebuyer Assistance ProgramTarrant80% of area median incomeGross household income must not exceed 80% AMI for the Fort Worth-Arlington MSA; 2025 limits: $59,750 (1 person) to $112,700 (8 persons)—
TDHCA Mortgage Credit Certificate (MCC) ProgramSee programIncome limits follow TDHCA My First Texas Home limits (~115% AMI); vary by county and household size—
TDHCA My First Texas Home115% of area median income$350,000
Teacher Down Payment Assistance ProgramSee programVaries by location and underlying DPA program accessed—
Texarkana First Time Homebuyer Assistance ProgramTexarkana · Bowie80% of area median incomeHousehold income at or below 80% of Area Median Income based on household size—
Texarkana First-Time Homebuyer Assistance ProgramTexarkana · Bowie80% of area median incomeAt or below 80% of Area Median Income (AMI) for Bowie County, TX. Income limits determined by HUD and vary by household size.—
Texas Corrections Officers DPA ProgramSee programIncome limits vary by county; must meet TSAHC Homes for Texas Heroes income requirements—
Texas County Jailer DPA ProgramSee programIncome limits vary by county; must meet TSAHC Homes for Texas Heroes income requirements—
Texas EMS Down Payment Assistance ProgramSee programIncome limits vary by county; must meet TSAHC Homes for Texas Heroes income requirements—
Texas Firefighters DPA ProgramSee programIncome limits vary by county; must meet TSAHC Homes for Texas Heroes income requirements—
Texas Health Care Heroes Down Payment Assistance80% of area median incomeIncome limits vary by county; generally at or below area income limits set by TSAHC; expanded limits in targeted areas—
Texas Nursing Faculty Down Payment AssistanceSee programIncome limits vary by county; must meet TSAHC Homes for Texas Heroes income requirements—
Texas Peace Officer DPA Enhancement ProgramSee programIncome limits vary by county; must meet TSAHC Homes for Texas Heroes income requirements—
Texas Police Officers DPA ProgramSee programIncome limits vary by county; must meet TSAHC Homes for Texas Heroes income requirements—
Texas Veterans Land Board Veterans Housing Assistance ProgramSee programNo income limit specified by VLB; subject to lender underwriting—
Tom Green County Down Payment AssistanceSan Angelo · Tom Green80% of area median incomeHousehold income at or below 80% of Area Median Income—
Travis County - Hill Country Home Down Payment AssistanceTravis140% of area median income$364,452
TSAHC East Texas Down Payment AssistanceSee programIncome limits vary by county in East Texas region. Expanded limits available in targeted areas.—
TSAHC Home Sweet Texas125% of area median incomeIncome limits vary by county and household size; up to 125% of Area Median Family Income. Expanded limits available in targeted areas.—
TSAHC Homes for Texas Heroes80% of area median income$766,550
TSAHC Texas Panhandle Down Payment AssistanceSee programIncome limits vary by county in Panhandle region; expanded limits in targeted areas. See TSAHC income limit PDF.—
Tyler First Time Homebuyers ProgramTyler · Smith80% of area median incomeHousehold income at or below 80% AMI; exact limits vary by household size per HUD guidelines—
Upfront Cost Assistance Program (UPCAP)Dallas80% of area median income80% AMI for Dallas-Fort Worth-Arlington MSA per HUD; 1-person $57,750 / 4-person $82,500 / 8-person $108,900 (2025 limits).$318,000
USDA Rural Housing Loans115% of area median income—
VA Loans (Federal)See programNo income limit; residual income requirements apply by family size and geographic region—
Victoria Down Payment and Closing Cost AssistanceVictoria · Victoria80% of area median income80% AMI limits (Victoria MSA, approx.): 1 person: $43,900; 2 person: $50,150; 3 person: $56,400; 4 person: $62,600; 5 person: $67,650; 6 person: $72,700. Verify current HUD income limits at huduser.gov.—
Waco Homebuyer Down Payment AssistanceWaco · McLennan80% of area median incomeHousehold income at or below 80% of area median income for McLennan County—
Wichita Falls First Time Home Buyer ProgramWichita Falls · Wichita80% of area median incomeLow-to-moderate income; 1-person up to ~$47,600, family of 4 up to ~$68,000$209,000

Questions, answered

What are the income limits for down payment assistance in Texas?

128 down payment assistance programs in Texas publish an income limit, a purchase price cap, or both. 89 express the limit as a percentage of the area median income for the county where the home is, and 37 publish a flat dollar figure instead.

Why does the same program have different income limits in different counties?

Because most limits are set as a percentage of area median income, which HUD publishes per county and revises annually. A program with one published percentage therefore admits a different dollar figure in each county, and the figure is further adjusted for household size.

Is a published limit the same as being approved?

No. An income limit is one eligibility rule among several — credit requirements, purchase price caps, occupancy rules and homebuyer education all apply separately, and the first-mortgage lender underwrites on its own terms. Always confirm current figures with the administering agency.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

How income limits work, nationally →

See every program in Texas →

90-second match

Not sure which you qualify for?

Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.

Find my programs