Denton Homebuyers Assistance Program

Denton Homebuyers Assistance Program是面向Denton，Texas购房者的可免除贷款。 City of Denton program providing 0% interest forgivable loans up to $50,000 for down payment and closing cost assistance to low- and moderate-income first-time homebuyers purchasing within Denton city limits. Loan is forgiven over a 15-year affordability period (5 years for loans up to $14,900). Must meet income limits at or below 80% of area median income. Up to $50,000. 0% interest forgivable loan. 5 years (up to $14,900) or 15 years (up to $50,000). 资金来自Federal。

Denton Homebuyers Assistance Program提供最高$50,000的援助。 援助档次“Standard (Up to $14,900)”——最高$14,900。 适用对象：Loans up to $14,900 forgiven over 5 years; income at or below 80% AMI。 援助档次“Enhanced (Up to $50,000)”——最高$50,000。 适用对象：Loans $14,901–$50,000 forgiven over 15 years; income at or below 80% AMI。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Denton Homebuyers Assistance Program在15年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale、Refinance和No Longer Primary。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Denton Homebuyers Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not have owned a home in past 3 years。 须参加购房者教育课程，由Homebuyer education workshop required提供。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Within Denton city limits; must attend homebuyer education workshop; first-time homebuyers or haven't owned home in last 3 years.

Denton Homebuyers Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Denton Homebuyers Assistance Program可用于Single Family、Condo和Townhouse。

Denton Homebuyers Assistance Program服务于在Denton，Texas购房的购房者。

Denton Homebuyers Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。