Down Payment Assistance Program

Down Payment Assistance Program是面向Bryan，Texas购房者的可免除贷款。 Bryan HOME-funded DPA up to $10,000 forgivable second; 0%, 5-yr forgiveness; max purchase $235K-$251K; 80% AMI Brazos County. City of Bryan's HUD HOME-funded Down Payment Assistance Program provides up to $10,000 in down payment and closing cost assistance for FTHBs within Bryan city limits. Structured as a deferred 0% forgivable second mortgage with 5-year forgiveness. Maximum purchase price $235,000-$251,000 by HH size. 资金来自Local和HOME。

Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：20% per year forgiveness over 5 years和pro-rata recapture during HOME affordability period. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：FTHB waived for displaced homemakers. 关于信用，该项目说明：640 minimum FICO. 须参加购房者教育课程，由HUD-approved 8-hour homebuyer education required; Brazos Valley CAA, NeighborWorks, online via eHome America.提供。 居住要求：Property within Bryan city limits. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per HOME. FTHB required. Property within Bryan city limits. Income <=80% AMI Bryan-College Station MSA ($49,050-$93,350 by HH size). Maximum purchase $235,000-$251,000 by HH. 640 FICO. HUD-approved 8-hour education. $500 borrower investment. Owner-occupancy required. HQS inspection. HOME affordability period (5-15 yrs).

Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 <=80% AMI Bryan-College Station MSA: $49,050 (1-person) to $93,350 (8-person) HH size. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Down Payment Assistance Program将房价上限设为$251,000。 符合条件的房屋类型包括Single-family detached, townhouse, condominium, PUD. 新建房屋符合条件。 预制房屋不符合条件。

Down Payment Assistance Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Down Payment Assistance Program服务于在Bryan，Texas购房的购房者。

Down Payment Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through City of Bryan Community Development; subject to annual HOME allocation.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。