First Time Home Buyer (FTHB)

First Time Home Buyer (FTHB)是面向Longview，Texas购房者的补助金。 Longview FTHB grant up to $14,500 forgivable over 5 years; 30%-80% AMI Gregg County. City of Longview's First Time Home Buyer program provides up to $14,500 as a forgivable grant (deferred forgivable second mortgage that fully forgives over 5 years) for FTHBs within Longview city limits. Funds may be applied to down payment, closing costs, prepaids. 资金来自Local、HOME和CDBG。

First Time Home Buyer (FTHB)属于补助金，因此无需偿还。 触发还款的情形：Forgivable grant - 20% per year over 5 years. Recapture if sold/refi/non-occupancy during forgiveness term. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

First Time Home Buyer (FTHB)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：FTHB waived for displaced homemakers. 关于信用，该项目说明：620 minimum FICO. 须参加购房者教育课程，由HUD-approved 8-hour homebuyer education required.提供。 居住要求：Property within Longview city limits. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien. FTHB required. Property within Longview city limits. Income within 30%-80% AMI Longview MSA ($16,350-$82,250 by HH size). 620 FICO. HUD-approved 8-hour education. $500 borrower investment. Owner-occupancy required for full forgiveness. HQS inspection.

First Time Home Buyer (FTHB)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 30%-80% AMI Longview MSA: $16,350 (30% AMI 1-person floor) to $82,250 (80% AMI 8-person ceiling). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

First Time Home Buyer (FTHB)的房价上限如下：Per HUD HOME 95% area median Longview MSA. 符合条件的房屋类型包括Single-family detached, townhouse, condominium, PUD. 新建房屋符合条件。 预制房屋不符合条件。

First Time Home Buyer (FTHB)在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

First Time Home Buyer (FTHB)服务于在Longview，Texas购房的购房者。

First Time Home Buyer (FTHB)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through City of Longview Community Development.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。