Hill Country Home Down Payment Assistance Program

Hill Country Home Down Payment Assistance Program是面向Multi-County，Texas购房者的延期第二贷款。 Hill Country Home is Travis County HFC's multi-county DPA program serving the Austin-Round Rock MSA and adjacent Hill Country counties (Travis, Hays, Williamson, Bastrop, Burnet, Blanco, Caldwell, Llano, Lee, Lampasas). Provides a 30-year fixed-rate first mortgage with up to 5% DPA as a 0% deferred second lien. The Travis County Housing Finance Corporation Hill Country Home DPA program provides a 30-year fixed-rate first mortgage paired with down payment and closing-cost assistance up to 5% of the loan amount. The DPA is structured as a 0% interest second lien (deferred / due-on-sale per program guidance). Available across Travis County HFC's Hill Country footprint (Travis, Hays, Williamson, Bastrop, Burnet, Blanco, Caldwell, Llano, Lee, and Lampasas counties typically). No FTHB requirement. 资金来自Travis County HFC bond / TBA execution。

Hill Country Home Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Due upon sale, refinance, payoff of first mortgage, or non-occupancy as primary residence。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Hill Country Home Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：640 minimum FICO for FHA/VA/USDA; 680 for HFA-preferred Conventional。 须参加购房者教育课程，由HUD-approved homebuyer education required (online or in-person)提供。 居住要求：Property must be within Travis County HFC's Hill Country footprint and occupied as primary residence。 公民身份或移民身份：U.S. citizen or qualified non-citizen per agency loan-product guidelines。 640 minimum FICO for FHA/VA/USDA, 680 for HFA-preferred Conventional. Borrower must occupy as primary residence. Income limit ~$79,120 (1-2 person) - $138,460 (3+ person) and purchase-price cap $364,452 (typical 4-person figure for Hill Country region). Available only in Travis County HFC's defined Hill Country footprint - confirm property eligibility with HFC.

Hill Country Home Down Payment Assistance Program将家庭收入限制在$138,460。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Hill Country Home Down Payment Assistance Program将房价上限设为$364,452。 符合条件的房屋类型包括Single-family detached, townhomes, condos meeting agency approval, eligible PUDs, eligible manufactured homes。 新建房屋符合条件。 预制房屋符合条件。

Hill Country Home Down Payment Assistance Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶、美洲印第安人和阿拉斯加原住民购房者、教育工作者、执法人员、消防员、医护人员和残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Hill Country Home Down Payment Assistance Program服务于在Multi-County，Texas购房的购房者。

Hill Country Home Down Payment Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Lenders reserve via Travis County HFC online portal on first-come, first-served basis预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。