Homebuyer Assistance (HBA) Program

Homebuyer Assistance (HBA) Program是面向Brownsville，Texas购房者的延期第二贷款。 CDCB Brownsville RGV CDFI HBA up to $10,000 deferred second; 0%, balloon at sale/refi; 600 FICO; 80% AMI Cameron and surrounding RGV counties. Community Development Corporation of Brownsville (CDCB) - a regional CDFI serving the Rio Grande Valley - provides up to $10,000 as a deferred 0% second mortgage for income-eligible FTHBs in Cameron and the surrounding RGV counties. Funds may be applied to down payment, closing costs, prepaids. Repayment due at sale, refinance, or non-occupancy. 资金来自CDFI、HOME和Local。

Homebuyer Assistance (HBA) Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Full balance due at sale, refinance, transfer, or cessation of owner-occupancy. No monthly payments. HOME affordability period applies. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homebuyer Assistance (HBA) Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：FTHB waived for displaced homemakers. 关于信用，该项目说明：600 minimum FICO. 须参加购房者教育课程，由CDCB is a HUD-approved housing counseling agency providing 8-hour homebuyer education in English and Spanish.提供。 居住要求：Property within CDCB RGV service area; primary residence. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per HOME. FTHB required. Property within RGV service area (Cameron, Hidalgo, Willacy, Starr counties). Income <=80% AMI Brownsville-Harlingen MSA ($38,150-$71,900 by HH size). 600 FICO. CDCB 8-hour homebuyer education. $500 borrower investment. Owner-occupancy required. HQS inspection. HOME affordability period.

Homebuyer Assistance (HBA) Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 <=80% AMI Brownsville-Harlingen MSA: $38,150 (1-person) to $71,900 (8-person) HH size. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homebuyer Assistance (HBA) Program的房价上限如下：Per HUD HOME 95% area median Brownsville-Harlingen MSA. 符合条件的房屋类型包括Single-family detached, townhouse, condominium, PUD和CDCB also originates Colonia Self-Help Housing (separate program). 新建房屋符合条件。 预制房屋不符合条件。

Homebuyer Assistance (HBA) Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Homebuyer Assistance (HBA) Program服务于在Brownsville，Texas购房的购房者。 该项目针对特定区域：RGV Colonias and HUD-designated Targeted Areas in Cameron, Hidalgo, Willacy, and Starr counties.

Homebuyer Assistance (HBA) Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply directly to CDCB; subject to CDFI/HOME funding cycle.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。