Houston First-Time Homebuyers Program

Houston First-Time Homebuyers Program是面向Houston，Texas购房者的可免除贷款。 City of Houston Housing and Community Development Department (HCDD) forgivable loan program providing up to $30,000 in down payment and closing cost assistance. Loan is forgiven at 20% per year over 5 years of owner-occupancy with no repayment if the homeowner remains in the home. Exclusively for first-time homebuyers within City of Houston city limits. Fixed-rate mortgage required. Minimum $350 buyer contribution required. Up to $30,000 in down payment and closing cost assistance. Forgivable loan forgiven at 20% per year over 5 years of owner-occupancy. No repayment required after completing 5-year occupancy requirement. Fixed-rate first mortgage required. Minimum $350 borrower contribution required. 资金来自Local Government。

Houston First-Time Homebuyers Program提供最高$30,000的援助。 该项目要求购房者自付$350。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Houston First-Time Homebuyers Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：Sale、No Longer Primary和Transfer of Title。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Houston First-Time Homebuyers Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Within Houston city limits; pay taxes to City of Houston; first-time homebuyers or haven't owned home in last 3 years.

Houston First-Time Homebuyers Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Houston First-Time Homebuyers Program可用于Single Family、Condo、Townhouse和New Construction。 新建房屋符合条件。

Houston First-Time Homebuyers Program服务于在Houston，Texas购房的购房者。

Houston First-Time Homebuyers Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。