Houston Habitat for Humanity Down Payment Assistance

Houston Habitat for Humanity Down Payment Assistance是面向Houston，Texas购房者的补助金。 Houston Habitat for Humanity provides subsidized homeownership through a partnership model in Harris County. Eligible families earn 50%–80% AMI, demonstrate housing need, and complete up to 250 hours of sweat equity. Habitat offers zero-interest mortgage loans with payments capped at 30% of gross income, helping families who cannot qualify for or afford a traditional mortgage. Homes are Energy Star certified. Zero-interest mortgage. Payment capped at 30% of income. Sweat equity model. Energy Star certified homes. Financial counseling provided. Serves 50%–80% AMI households. 资金来自Nonprofit。

Houston Habitat for Humanity Down Payment Assistance属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Houston Habitat for Humanity Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 公民身份或移民身份：yes。

Houston Habitat for Humanity Down Payment Assistance的收入限制如下：Household gross income between $50,000–$80,900 (family of 4); 50%–80% AMI for Houston MSA。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Houston Habitat for Humanity Down Payment Assistance可用于Single-family。 新建房屋符合条件。

Houston Habitat for Humanity Down Payment Assistance服务于在Houston，Texas购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。

Houston Habitat for Humanity Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。