Montgomery County Home Fund Program

Montgomery County Home Fund Program是面向Conroe，Texas购房者的可免除贷款。 Montgomery County HOME-funded FTHB DPA up to $25,000 forgivable second; 0%, 10-yr forgiveness; max purchase $265K-$268K; 80% AMI Montgomery County. Montgomery County Home Fund Program (HUD HOME-funded) provides up to $25,000 in down payment and closing cost assistance for FTHBs within unincorporated Montgomery County and participating municipalities. Structured as a deferred 0% forgivable second mortgage with 10-year forgiveness. Maximum purchase price $265,000-$268,000 by HH size. 资金来自County和HOME。

Montgomery County Home Fund Program在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：10% per year forgiveness over 10 years和pro-rata recapture during HOME affordability period. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Montgomery County Home Fund Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：FTHB waived for displaced homemakers. 关于信用，该项目说明：620 minimum FICO. 须参加购房者教育课程，由HUD-approved 8-hour homebuyer education required; Houston-area providers acceptable.提供。 居住要求：Property within unincorporated Montgomery County or participating municipality. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per HOME. FTHB required. Property within unincorporated Montgomery County or qualifying municipality. Income <=80% AMI Houston-The Woodlands MSA ($52,200-$98,450 by HH size). Maximum purchase $265,000-$268,000 by HH. 620 FICO. HUD-approved 8-hour education. $500 borrower investment. Owner-occupancy required. HQS inspection. HOME affordability period (10 years for higher-subsidy tier).

Montgomery County Home Fund Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 <=80% AMI Houston-The Woodlands-Sugar Land MSA: $52,200 (1-person) to $98,450 (8-person) HH size. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Montgomery County Home Fund Program将房价上限设为$268,000。 符合条件的房屋类型包括Single-family detached, townhouse, condominium, PUD. 新建房屋符合条件。 预制房屋不符合条件。

Montgomery County Home Fund Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Montgomery County Home Fund Program服务于在Conroe，Texas购房的购房者。

Montgomery County Home Fund Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through Montgomery County Community Development.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。