Plano First-Time Homebuyers Assistance Program

Plano First-Time Homebuyers Assistance Program是面向Plano，Texas购房者的可免除贷款。 City of Plano First-Time Homebuyers Assistance Program provides 0% interest forgivable loans for down payment and closing cost assistance to income-qualified first-time homebuyers purchasing homes within Plano city limits. Funded by CDBG (up to $10,000) and HOME (up to $55,000) programs, assistance is forgiven after meeting affordability period requirements. Up to $55,000 for down payment and closing costs as a 0% interest forgivable loan. income-based tiers funded by HUD CDBG and HOME programs. CDBG tier up to $10,000 for households at or below 80% AMI. HOME Tier 1 up to $55,000 for households at or below 60% AMI. HOME Tier 2 up to $45,000 for households between 61-80% AMI. loan forgiven after 15-year affordability period. eligible for FHA, VA, USDA, and Conventional loans. 资金来自Federal。

Plano First-Time Homebuyers Assistance Program提供$10,000至$55,000的援助，具体取决于购房者符合的援助档次。 援助档次“CDBG - Up to 80% AMI”——最高$10,000。 适用对象：Households at or below 80% AMI; funded by CDBG program。 援助档次“HOME Tier 1 - Up to 60% AMI”——最高$55,000。 适用对象：Households at or below 60% AMI; funded by HOME program。 援助档次“HOME Tier 2 - 61-80% AMI”——最高$45,000。 适用对象：Households between 61-80% AMI; funded by HOME program。 该项目要求购房者自付$1,000。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Plano First-Time Homebuyers Assistance Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：Sale、Refinance、No Longer Primary和Transfer of Title。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Plano First-Time Homebuyers Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：3+ years since last ownership。 该项目列出的最低信用分数为620。 须参加购房者教育课程。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Within Plano city limits; first-time homebuyers or haven't owned home in last 3 years; income eligible.

Plano First-Time Homebuyers Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Plano First-Time Homebuyers Assistance Program可用于Single Family、Condo和Townhouse。

Plano First-Time Homebuyers Assistance Program服务于在Plano，Texas购房的购房者。

Plano First-Time Homebuyers Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。