San Angelo First-Time Homebuyers Program

San Angelo First-Time Homebuyers Program是面向San Angelo，Texas购房者的可免除贷款。 City of San Angelo Homebuyer Assistance Program (HAP) provides deferred, forgivable loans for down payment and closing cost assistance to income-qualified first-time homebuyers purchasing homes within San Angelo city limits. Funded through the HOME Investment Partnership Program, assistance up to $15,000 (not to exceed 15% of appraised value) is forgiven after 5 years of owner-occupancy as primary residence. Up to $15,000 in down payment and closing cost assistance (not to exceed 15% of appraised value). 0% interest deferred loan forgiven after 5 years of owner-occupancy. Covers both down payment and closing costs. New construction also eligible with $750 available for city tax lot purchase. Based on demonstrated client need. 资金来自Federal。

San Angelo First-Time Homebuyers Program提供最高$15,000的援助。 援助档次“HAP Standard”——最高$15,000。 适用对象：Income at or below 80% AMI; first-time homebuyers within San Angelo city limits。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

San Angelo First-Time Homebuyers Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale、Refinance、No Longer Primary和Transfer of Title。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

San Angelo First-Time Homebuyers Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Have not owned a home in the last 3 years。 关于信用，该项目说明：Must meet primary lender's credit requirements。 须参加购房者教育课程。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Within San Angelo city limits; first-time homebuyers or haven't owned home in last 3 years; income eligible.

San Angelo First-Time Homebuyers Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

San Angelo First-Time Homebuyers Program可用于Single Family和New Construction。 新建房屋符合条件。

San Angelo First-Time Homebuyers Program服务于在San Angelo，Texas购房的购房者。

San Angelo First-Time Homebuyers Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。